Owns a credit card (% age 15+) by country
The percentage of respondents who report having a credit card, (% age 15+)
Countries reporting
115
Highest
46.0%
China
Lowest
0.0%
United States
Median
3.8%
Years covered
14
2011–2024
Data points
625
What the numbers show
Owns a credit card (% age 15+) is currently reported for 115 countries. The highest value is 46.0% in China; the lowest is 0.0% in United States.
The median across all reporting countries is 3.8%, and the mean is 7.4%.
Over the past decade 58 countries rose and 57 fell. The largest increase was in Pakistan (up 1,197.5%), and the largest decrease in Australia (down 100.0%).
Owns a credit card: full country ranking
| # | Country | Latest | Year | 10-year change | Trend |
|---|---|---|---|---|---|
| 1 | China | 46.0% | 2024 | up 195.6% | volatile |
| 2 | Turkey | 43.7% | 2024 | up 33.0% | flat |
| 3 | Brazil | 43.5% | 2024 | up 35.8% | rising |
| 4 | Ukraine | 41.1% | 2024 | up 49.3% | rising |
| 5 | Croatia | 40.6% | 2024 | up 6.9% | rising |
| 6 | Saudi Arabia | 30.1% | 2024 | up 161.4% | rising |
| 7 | Argentina | 29.9% | 2024 | up 12.6% | rising |
| 8 | Kazakhstan | 26.5% | 2024 | up 130.5% | rising |
| 9 | North Macedonia | 26.0% | 2024 | up 22.5% | rising |
| 10 | Serbia | 24.3% | 2024 | up 59.4% | rising |
| 11 | Romania | 22.2% | 2024 | up 91.5% | rising |
| 12 | Dominican Republic | 21.4% | 2024 | up 96.7% | rising |
| 13 | Poland | 20.3% | 2024 | up 21.1% | rising |
| 14 | Mauritius | 18.7% | 2024 | up 8.3% | rising |
| 15 | Venezuela | 16.1% | 2024 | down 25.0% | rising |
| 16 | Costa Rica | 15.8% | 2024 | up 9.0% | rising |
| 17 | Georgia | 15.6% | 2024 | down 12.4% | rising |
| 18 | Ecuador | 14.4% | 2024 | up 154.7% | rising |
| 19 | Mexico | 14.2% | 2024 | down 20.6% | falling |
| 20 | Bosnia and Herzegovina | 13.7% | 2024 | up 44.1% | rising |
| 21 | Azerbaijan | 13.4% | 2024 | up 52.5% | rising |
| 22 | Malaysia | 13.2% | 2024 | down 34.6% | falling |
| 23 | Panama | 12.7% | 2024 | up 30.3% | rising |
| 24 | Peru | 12.6% | 2024 | up 8.5% | rising |
| 25 | Bulgaria | 12.6% | 2024 | up 3.3% | rising |
| 26 | Iran | 12.4% | 2024 | up 12.2% | falling |
| 27 | Bolivia | 11.3% | 2024 | up 82.4% | rising |
| 28 | Iraq | 10.1% | 2024 | up 329.0% | volatile |
| 29 | South Africa | 9.7% | 2024 | down 28.2% | flat |
| 30 | Senegal | 9.1% | 2024 | up 745.6% | volatile |
| 31 | Colombia | 8.7% | 2024 | down 36.5% | falling |
| 32 | Tajikistan | 8.6% | 2024 | up 1,051.8% | volatile |
| 33 | Kyrgyzstan | 8.5% | 2024 | up 162.9% | volatile |
| 34 | Sri Lanka | 8.1% | 2024 | up 117.0% | rising |
| 35 | Thailand | 8.0% | 2024 | up 40.4% | volatile |
| 36 | Moldova | 8.0% | 2024 | up 24.8% | volatile |
| 37 | Palestine | 7.8% | 2024 | up 545.8% | volatile |
| 38 | Armenia | 7.7% | 2024 | up 39.9% | rising |
| 39 | Albania | 7.4% | 2024 | up 29.9% | falling |
| 40 | Mauritania | 7.3% | 2024 | up 52.2% | rising |
| 41 | Botswana | 7.3% | 2024 | down 25.8% | falling |
| 42 | El Salvador | 6.9% | 2024 | down 13.3% | falling |
| 43 | Uzbekistan | 6.8% | 2024 | up 385.8% | volatile |
| 44 | Jordan | 6.8% | 2024 | up 193.7% | rising |
| 45 | Egypt | 6.0% | 2024 | up 217.9% | volatile |
| 46 | Indonesia | 5.9% | 2024 | up 270.6% | volatile |
| 47 | Vietnam | 5.8% | 2024 | up 201.9% | volatile |
| 48 | Mongolia | 5.5% | 2024 | up 396.3% | volatile |
| 49 | Algeria | 5.2% | 2024 | down 14.2% | rising |
| 50 | Togo | 4.9% | 2024 | up 841.5% | volatile |
| 51 | India | 4.6% | 2024 | up 11.3% | rising |
| 52 | Lebanon | 4.5% | 2024 | down 57.8% | volatile |
| 53 | Kenya | 4.4% | 2024 | down 4.0% | falling |
| 54 | Ghana | 4.4% | 2024 | up 381.4% | volatile |
| 55 | Mali | 4.3% | 2024 | up 523.1% | volatile |
| 56 | Guatemala | 4.2% | 2024 | down 33.5% | falling |
| 57 | Honduras | 4.1% | 2024 | down 33.3% | falling |
| 58 | Nicaragua | 3.8% | 2024 | up 7.4% | rising |
| 59 | Chad | 3.5% | 2024 | up 181.9% | falling |
| 60 | Nigeria | 3.2% | 2024 | up 16.9% | rising |
| 61 | Philippines | 3.0% | 2024 | down 5.2% | volatile |
| 62 | Gabon | 3.0% | 2024 | down 47.1% | falling |
| 63 | Benin | 3.0% | 2024 | up 114.0% | volatile |
| 64 | Cameroon | 2.6% | 2024 | up 415.6% | rising |
| 65 | Guinea | 2.4% | 2024 | up 18.5% | rising |
| 66 | Zambia | 2.3% | 2024 | up 21.7% | falling |
| 67 | Burkina Faso | 2.3% | 2024 | down 20.6% | rising |
| 68 | Democratic Republic of Congo | 2.0% | 2024 | up 3.7% | falling |
| 69 | Uganda | 2.0% | 2024 | up 23.2% | rising |
| 70 | Bangladesh | 1.7% | 2024 | up 402.0% | volatile |
| 71 | Pakistan | 1.6% | 2024 | up 1,197.5% | volatile |
| 72 | Zimbabwe | 1.2% | 2024 | down 36.7% | volatile |
| 73 | Madagascar | 1.1% | 2024 | up 791.0% | volatile |
| 74 | Sierra Leone | 1.1% | 2024 | up 64.1% | volatile |
| 75 | Congo | 0.9% | 2024 | down 53.3% | volatile |
| 76 | Tanzania | 0.8% | 2024 | up 17.0% | volatile |
| 77 | Cambodia | 0.8% | 2024 | down 73.4% | volatile |
| 78 | Niger | 0.5% | 2024 | down 67.9% | volatile |
| 79 | Malawi | 0.5% | 2024 | down 70.4% | falling |
| 80 | Nepal | 0.4% | 2024 | down 14.0% | volatile |
| 81 | Australia | 0.0% | 2024 | down 100.0% | volatile |
| 81 | Austria | 0.0% | 2024 | down 100.0% | volatile |
| 81 | Belgium | 0.0% | 2024 | down 100.0% | volatile |
| 81 | Canada | 0.0% | 2024 | down 100.0% | volatile |
| 81 | Chile | 0.0% | 2024 | down 100.0% | volatile |
| 81 | Cyprus | 0.0% | 2024 | down 100.0% | volatile |
| 81 | Czechia | 0.0% | 2024 | down 100.0% | volatile |
| 81 | Germany | 0.0% | 2024 | down 100.0% | volatile |
| 81 | Denmark | 0.0% | 2024 | down 100.0% | volatile |
| 81 | Spain | 0.0% | 2024 | down 100.0% | volatile |
| 81 | Estonia | 0.0% | 2024 | down 100.0% | volatile |
| 81 | Finland | 0.0% | 2024 | down 100.0% | volatile |
| 81 | France | 0.0% | 2024 | down 100.0% | volatile |
| 81 | United Kingdom | 0.0% | 2024 | down 100.0% | volatile |
| 81 | Greece | 0.0% | 2024 | down 100.0% | volatile |
| 81 | Hong Kong | 0.0% | 2024 | down 100.0% | volatile |
| 81 | Hungary | 0.0% | 2024 | down 100.0% | volatile |
| 81 | Ireland | 0.0% | 2024 | down 100.0% | volatile |
| 81 | Israel | 0.0% | 2024 | down 100.0% | volatile |
| 81 | Italy | 0.0% | 2024 | down 100.0% | volatile |
| 81 | Japan | 0.0% | 2024 | down 100.0% | volatile |
| 81 | South Korea | 0.0% | 2024 | down 100.0% | volatile |
| 81 | Lithuania | 0.0% | 2024 | down 100.0% | volatile |
| 81 | Latvia | 0.0% | 2024 | down 100.0% | volatile |
| 81 | Malta | 0.0% | 2024 | down 100.0% | volatile |
| 81 | Netherlands | 0.0% | 2024 | down 100.0% | volatile |
| 81 | New Zealand | 0.0% | 2024 | down 100.0% | volatile |
| 81 | Portugal | 0.0% | 2024 | down 100.0% | volatile |
| 81 | Russia | 0.0% | 2024 | down 100.0% | volatile |
| 81 | Singapore | 0.0% | 2024 | down 100.0% | volatile |
| 81 | Slovakia | 0.0% | 2024 | down 100.0% | volatile |
| 81 | Slovenia | 0.0% | 2024 | down 100.0% | volatile |
| 81 | Sweden | 0.0% | 2024 | down 100.0% | volatile |
| 81 | Uruguay | 0.0% | 2024 | down 100.0% | volatile |
| 81 | United States | 0.0% | 2024 | down 100.0% | volatile |
Regions and income groups
Aggregates are excluded from the country ranking above so that a region can never outrank a country.
- Upper middle income 36.8%
- East Asia & Pacific (excluding high income) 36.7%
- Europe & Central Asia (excluding high income) 29.3%
- Latin America & Caribbean (excluding high income) 25.2%
- Low & middle income 19.8%
- Middle East, North Africa, Afghanistan & Pakistan (excluding high income) 7.4%
- Lower middle income 5.0%
- South Asia 4.0%
- Sub-Saharan Africa (excluding high income) 3.1%
- Low income 1.8%
About this data
The percentage of respondents who report having a credit card, (% age 15+)