What is owns a credit card in India?

Owns a credit card in India was 4.6% in 2024, according to Global Findex Database.

What is the highest owns a credit card recorded in India?

The highest recorded value was 4.6% in 2024.

What is the lowest owns a credit card recorded in India?

The lowest recorded value was 1.8% in 2011.

How does India rank for owns a credit card?

India ranks 51st out of 115 countries with data for 2024.

Is owns a credit card rising or falling in India?

Over the last ten years it is up 11.3%. The long-run trend across the full record is rising.

Where does this India data come from?

The figures come from Global Findex Database, published as part of Owns a credit card (% age 15+). Statizoid updates them automatically from the source API.

Owns a credit card in India

Name: Owns a credit card in India
Creator: Global Findex Database
License: CC BY 4.0 (World Bank Open Data)

India: Owns a credit card was 4.6% in 2024. ▲ Rising

Latest (2024)

4.6%

Change on year

up 0.5%

World rank

51st

of 115 countries

All-time high

4.6%

in 2024

All-time low

1.8%

in 2011

Years of data

2011–2024

Owns a credit card in India, 2011–2024

Source: Global Findex Database. Measured in % age 15+.

Analysis

The most recent figure for owns a credit card in India is 4.6%, measured in 2024. That is the highest value across all 5 years on record.

That represents a change of up 0.5% on the previous year and up 11.3% over ten years.

Over the whole period, owns a credit card in India peaked at 4.6% in 2024 and was at its lowest, 1.8%, in 2011.

That places India 51st out of 115 countries with data for 2024, putting it in the middle of the range.

Averages by decade

Decade	Average	Lowest	Highest	Years
2010s	3.0%	1.8%	4.2%	3
2020s	4.6%	4.6%	4.6%	2

Countries ranked near India

48 Mongolia 5.5% compare
49 Algeria 5.2% compare
50 Togo 4.9% compare
52 Lebanon 4.5% compare
53 Kenya 4.4% compare
54 Ghana 4.4% compare

See the full ranking of 125 places →

More reference data data for India

Number of child deaths per woman 0.0574 under-five deaths per woman (2024)
Fertility rate vs. Human Development Index 1.98 live births per woman (2023)
Fertility rate: births per woman 1.98 live births per woman (2023)
Fertility rate: births per woman 1.98 live births per woman (2023)
Human Development Index 0.685 (2023)
Rule of Law - Governance estimate -0.0392 approx. -2.5 to +2.5 (2024)
Rule of Law - Governance score 56.29 0-100 (2024)
Voice and Accountability - Governance estimate -0.0789 approx. -2.5 to +2.5 (2024)
Voice and Accountability - Governance score 55.47 0-100 (2024)
Political Stability - Governance score 52.47 0-100 (2024)

All data for India →

Frequently asked questions

What is owns a credit card in India?: Owns a credit card in India was 4.6% in 2024, according to Global Findex Database.
What is the highest owns a credit card recorded in India?: The highest recorded value was 4.6% in 2024.
What is the lowest owns a credit card recorded in India?: The lowest recorded value was 1.8% in 2011.
How does India rank for owns a credit card?: India ranks 51st out of 115 countries with data for 2024.
Is owns a credit card rising or falling in India?: Over the last ten years it is up 11.3%. The long-run trend across the full record is rising.
Where does this India data come from?: The figures come from Global Findex Database, published as part of Owns a credit card (% age 15+). Statizoid updates them automatically from the source API.

Download this data

CSV · JSON — 5 observations, free to reuse under CC BY 4.0 (World Bank Open Data).

About this data

Indicator: Owns a credit card (% age 15+)
Unit: % age 15+
Source: Global Findex Database
Licence: CC BY 4.0 (World Bank Open Data)
Coverage: 125 places, 625 data points, 2011–2024
Last refreshed: 06 August 2026

The percentage of respondents who report having a credit card, (% age 15+)