What is owns a credit card in Kenya?

Owns a credit card in Kenya was 4.4% in 2024, according to Global Findex Database.

What is the highest owns a credit card recorded in Kenya?

The highest recorded value was 6.3% in 2021.

What is the lowest owns a credit card recorded in Kenya?

The lowest recorded value was 4.4% in 2024.

How does Kenya rank for owns a credit card?

Kenya ranks 53rd out of 115 countries with data for 2024.

Is owns a credit card rising or falling in Kenya?

Over the last ten years it is down 4.0%. The long-run trend across the full record is falling.

Where does this Kenya data come from?

The figures come from Global Findex Database, published as part of Owns a credit card (% age 15+). Statizoid updates them automatically from the source API.

Owns a credit card in Kenya

Name: Owns a credit card in Kenya
Creator: Global Findex Database
License: CC BY 4.0 (World Bank Open Data)

Kenya: Owns a credit card was 4.4% in 2024. ▼ Falling

Latest (2024)

4.4%

Change on year

down 30.0%

World rank

53rd

of 115 countries

All-time high

6.3%

in 2021

All-time low

4.4%

in 2024

Years of data

2011–2024

Owns a credit card in Kenya, 2011–2024

Source: Global Findex Database. Measured in % age 15+.

Analysis

The most recent figure for owns a credit card in Kenya is 4.4%, measured in 2024. That is the lowest value across all 5 years on record.

The figure is down 30.0% on the previous year and down 4.0% over ten years.

Over the whole period, owns a credit card in Kenya peaked at 6.3% in 2021 and was at its lowest, 4.4%, in 2024.

Kenya ranks 53rd of 115 countries on this measure, in the middle of the range.

Averages by decade

Decade	Average	Lowest	Highest	Years
2010s	5.5%	4.6%	6.1%	3
2020s	5.4%	4.4%	6.3%	2

Countries ranked near Kenya

50 Togo 4.9% compare
51 India 4.6% compare
52 Lebanon 4.5% compare
54 Ghana 4.4% compare
55 Mali 4.3% compare
56 Guatemala 4.2% compare

See the full ranking of 125 places →

More reference data data for Kenya

Number of child deaths per woman 0.1329 under-five deaths per woman (2024)
Fertility rate vs. Human Development Index 3.21 live births per woman (2023)
Fertility rate: births per woman 3.21 live births per woman (2023)
Fertility rate: births per woman 3.21 live births per woman (2023)
Human Development Index 0.628 (2023)
Rule of Law - Governance estimate -0.4645 approx. -2.5 to +2.5 (2024)
Rule of Law - Governance score 48.97 0-100 (2024)
Voice and Accountability - Governance estimate -0.3542 approx. -2.5 to +2.5 (2024)
Voice and Accountability - Governance score 50.65 0-100 (2024)
Political Stability - Governance score 42.74 0-100 (2024)

All data for Kenya →

Frequently asked questions

What is owns a credit card in Kenya?: Owns a credit card in Kenya was 4.4% in 2024, according to Global Findex Database.
What is the highest owns a credit card recorded in Kenya?: The highest recorded value was 6.3% in 2021.
What is the lowest owns a credit card recorded in Kenya?: The lowest recorded value was 4.4% in 2024.
How does Kenya rank for owns a credit card?: Kenya ranks 53rd out of 115 countries with data for 2024.
Is owns a credit card rising or falling in Kenya?: Over the last ten years it is down 4.0%. The long-run trend across the full record is falling.
Where does this Kenya data come from?: The figures come from Global Findex Database, published as part of Owns a credit card (% age 15+). Statizoid updates them automatically from the source API.

Download this data

CSV · JSON — 5 observations, free to reuse under CC BY 4.0 (World Bank Open Data).

About this data

Indicator: Owns a credit card (% age 15+)
Unit: % age 15+
Source: Global Findex Database
Licence: CC BY 4.0 (World Bank Open Data)
Coverage: 125 places, 625 data points, 2011–2024
Last refreshed: 06 August 2026

The percentage of respondents who report having a credit card, (% age 15+)