What is owns a credit card in China?

Owns a credit card in China was 46.0% in 2024, according to Global Findex Database.

What is the highest owns a credit card recorded in China?

The highest recorded value was 46.0% in 2024.

What is the lowest owns a credit card recorded in China?

The lowest recorded value was 8.2% in 2011.

How does China rank for owns a credit card?

China ranks 1st out of 115 countries with data for 2024.

Is owns a credit card rising or falling in China?

Over the last ten years it is up 195.6%. The long-run trend across the full record is volatile.

Where does this China data come from?

The figures come from Global Findex Database, published as part of Owns a credit card (% age 15+). Statizoid updates them automatically from the source API.

Owns a credit card in China

Name: Owns a credit card in China
Creator: Global Findex Database
License: CC BY 4.0 (World Bank Open Data)

China: Owns a credit card was 46.0% in 2024. ◆ Volatile

Latest (2024)

46.0%

Change on year

up 21.3%

World rank

1st

of 115 countries

All-time high

46.0%

in 2024

All-time low

8.2%

in 2011

Years of data

2011–2024

Owns a credit card in China, 2011–2024

Source: Global Findex Database. Measured in % age 15+.

Analysis

China recorded 46.0% for owns a credit card in 2024. That is the highest value across all 5 years on record.

The figure is up 21.3% on the previous year and up 195.6% over ten years.

Over the whole period, owns a credit card in China peaked at 46.0% in 2024 and was at its lowest, 8.2%, in 2011.

China ranks 1st of 115 countries on this measure, in the top 10%.

Averages by decade

Decade	Average	Lowest	Highest	Years
2010s	14.4%	8.2%	19.5%	3
2020s	42.0%	37.9%	46.0%	2

Countries ranked near China

2 Turkey 43.7% compare
3 Brazil 43.5% compare
4 Ukraine 41.1% compare

See the full ranking of 125 places →

More reference data data for China

Number of child deaths per woman 0.0096 under-five deaths per woman (2024)
Fertility rate vs. Human Development Index 0.999 live births per woman (2023)
Fertility rate: births per woman 0.999 live births per woman (2023)
Fertility rate: births per woman 0.999 live births per woman (2023)
Human Development Index 0.797 (2023)
Rule of Law - Governance estimate -0.5793 approx. -2.5 to +2.5 (2024)
Rule of Law - Governance score 46.99 0-100 (2024)
Voice and Accountability - Governance estimate -1.65 approx. -2.5 to +2.5 (2024)
Voice and Accountability - Governance score 27.91 0-100 (2024)
Political Stability - Governance score 63.28 0-100 (2024)

All data for China →

Frequently asked questions

What is owns a credit card in China?: Owns a credit card in China was 46.0% in 2024, according to Global Findex Database.
What is the highest owns a credit card recorded in China?: The highest recorded value was 46.0% in 2024.
What is the lowest owns a credit card recorded in China?: The lowest recorded value was 8.2% in 2011.
How does China rank for owns a credit card?: China ranks 1st out of 115 countries with data for 2024.
Is owns a credit card rising or falling in China?: Over the last ten years it is up 195.6%. The long-run trend across the full record is volatile.
Where does this China data come from?: The figures come from Global Findex Database, published as part of Owns a credit card (% age 15+). Statizoid updates them automatically from the source API.

Download this data

CSV · JSON — 5 observations, free to reuse under CC BY 4.0 (World Bank Open Data).

About this data

Indicator: Owns a credit card (% age 15+)
Unit: % age 15+
Source: Global Findex Database
Licence: CC BY 4.0 (World Bank Open Data)
Coverage: 125 places, 625 data points, 2011–2024
Last refreshed: 06 August 2026

The percentage of respondents who report having a credit card, (% age 15+)