What is owns a credit card in Poland?

Owns a credit card in Poland was 20.3% in 2024, according to Global Findex Database.

What is the highest owns a credit card recorded in Poland?

The highest recorded value was 24.4% in 2021.

What is the lowest owns a credit card recorded in Poland?

The lowest recorded value was 16.5% in 2017.

How does Poland rank for owns a credit card?

Poland ranks 13th out of 115 countries with data for 2024.

Is owns a credit card rising or falling in Poland?

Over the last ten years it is up 21.1%. The long-run trend across the full record is rising.

Where does this Poland data come from?

The figures come from Global Findex Database, published as part of Owns a credit card (% age 15+). Statizoid updates them automatically from the source API.

Owns a credit card in Poland

Name: Owns a credit card in Poland
Creator: Global Findex Database
License: CC BY 4.0 (World Bank Open Data)

Poland: Owns a credit card was 20.3% in 2024. ▲ Rising

Latest (2024)

20.3%

Change on year

down 17.0%

World rank

13th

of 115 countries

All-time high

24.4%

in 2021

All-time low

16.5%

in 2017

Years of data

2011–2024

Owns a credit card in Poland, 2011–2024

Source: Global Findex Database. Measured in % age 15+.

Analysis

The most recent figure for owns a credit card in Poland is 20.3%, measured in 2024.

Compared with earlier readings it is down 17.0% on the previous year and up 21.1% over ten years.

Over the whole period, owns a credit card in Poland peaked at 24.4% in 2021 and was at its lowest, 16.5%, in 2017.

Poland ranks 13th of 115 countries on this measure, in the top quarter.

Averages by decade

Decade	Average	Lowest	Highest	Years
2010s	17.0%	16.5%	17.7%	3
2020s	22.4%	20.3%	24.4%	2

Countries ranked near Poland

10 Serbia 24.3% compare
11 Romania 22.2% compare
12 Dominican Republic 21.4% compare
14 Mauritius 18.7% compare
15 Venezuela 16.1% compare
16 Costa Rica 15.8% compare

See the full ranking of 125 places →

More reference data data for Poland

Number of child deaths per woman 0.0055 under-five deaths per woman (2024)
Fertility rate: births per woman 1.3 live births per woman (2023)
Fertility rate: births per woman 1.3 live births per woman (2023)
Fertility rate vs. Human Development Index 1.3 live births per woman (2023)
Human Development Index 0.906 (2023)
Rule of Law - Governance estimate 0.5769 approx. -2.5 to +2.5 (2024)
Rule of Law - Governance score 66.89 0-100 (2024)
Voice and Accountability - Governance score 70.01 0-100 (2024)
Voice and Accountability - Governance estimate 0.7522 approx. -2.5 to +2.5 (2024)
Political Stability - Governance score 74.41 0-100 (2024)

All data for Poland →

Frequently asked questions

What is owns a credit card in Poland?: Owns a credit card in Poland was 20.3% in 2024, according to Global Findex Database.
What is the highest owns a credit card recorded in Poland?: The highest recorded value was 24.4% in 2021.
What is the lowest owns a credit card recorded in Poland?: The lowest recorded value was 16.5% in 2017.
How does Poland rank for owns a credit card?: Poland ranks 13th out of 115 countries with data for 2024.
Is owns a credit card rising or falling in Poland?: Over the last ten years it is up 21.1%. The long-run trend across the full record is rising.
Where does this Poland data come from?: The figures come from Global Findex Database, published as part of Owns a credit card (% age 15+). Statizoid updates them automatically from the source API.

Download this data

CSV · JSON — 5 observations, free to reuse under CC BY 4.0 (World Bank Open Data).

About this data

Indicator: Owns a credit card (% age 15+)
Unit: % age 15+
Source: Global Findex Database
Licence: CC BY 4.0 (World Bank Open Data)
Coverage: 125 places, 625 data points, 2011–2024
Last refreshed: 06 August 2026

The percentage of respondents who report having a credit card, (% age 15+)