What is owns a credit card in Nigeria?

Owns a credit card in Nigeria was 3.2% in 2024, according to Global Findex Database.

What is the highest owns a credit card recorded in Nigeria?

The highest recorded value was 3.2% in 2024.

What is the lowest owns a credit card recorded in Nigeria?

The lowest recorded value was 0.8% in 2011.

How does Nigeria rank for owns a credit card?

Nigeria ranks 60th out of 115 countries with data for 2024.

Is owns a credit card rising or falling in Nigeria?

Over the last ten years it is up 16.9%. The long-run trend across the full record is rising.

Where does this Nigeria data come from?

The figures come from Global Findex Database, published as part of Owns a credit card (% age 15+). Statizoid updates them automatically from the source API.

Owns a credit card in Nigeria

Name: Owns a credit card in Nigeria
Creator: Global Findex Database
License: CC BY 4.0 (World Bank Open Data)

Nigeria: Owns a credit card was 3.2% in 2024. ▲ Rising

Latest (2024)

3.2%

Change on year

up 100.7%

World rank

60th

of 115 countries

All-time high

3.2%

in 2024

All-time low

0.8%

in 2011

Years of data

2011–2024

Owns a credit card in Nigeria, 2011–2024

Source: Global Findex Database. Measured in % age 15+.

Analysis

In 2024, owns a credit card in Nigeria stood at 3.2%. That is the highest value across all 5 years on record.

Compared with earlier readings it is up 100.7% on the previous year and up 16.9% over ten years.

Over the whole period, owns a credit card in Nigeria peaked at 3.2% in 2024 and was at its lowest, 0.8%, in 2011.

Nigeria ranks 60th of 115 countries on this measure, in the middle of the range.

Averages by decade

Decade	Average	Lowest	Highest	Years
2010s	2.0%	0.8%	2.8%	3
2020s	2.4%	1.6%	3.2%	2

Countries ranked near Nigeria

57 Honduras 4.1% compare
58 Nicaragua 3.8% compare
59 Chad 3.5% compare
61 Philippines 3.0% compare
62 Gabon 3.0% compare
63 Benin 3.0% compare

See the full ranking of 125 places →

More reference data data for Nigeria

Number of child deaths per woman 0.5759 under-five deaths per woman (2024)
Fertility rate vs. Human Development Index 4.48 live births per woman (2023)
Fertility rate: births per woman 4.48 live births per woman (2023)
Fertility rate: births per woman 4.48 live births per woman (2023)
Human Development Index 0.56 (2023)
Rule of Law - Governance estimate -1.01 approx. -2.5 to +2.5 (2024)
Rule of Law - Governance score 39.63 0-100 (2024)
Voice and Accountability - Governance estimate -0.7265 approx. -2.5 to +2.5 (2024)
Voice and Accountability - Governance score 44.13 0-100 (2024)
Political Stability - Governance score 31.69 0-100 (2024)

All data for Nigeria →

Frequently asked questions

What is owns a credit card in Nigeria?: Owns a credit card in Nigeria was 3.2% in 2024, according to Global Findex Database.
What is the highest owns a credit card recorded in Nigeria?: The highest recorded value was 3.2% in 2024.
What is the lowest owns a credit card recorded in Nigeria?: The lowest recorded value was 0.8% in 2011.
How does Nigeria rank for owns a credit card?: Nigeria ranks 60th out of 115 countries with data for 2024.
Is owns a credit card rising or falling in Nigeria?: Over the last ten years it is up 16.9%. The long-run trend across the full record is rising.
Where does this Nigeria data come from?: The figures come from Global Findex Database, published as part of Owns a credit card (% age 15+). Statizoid updates them automatically from the source API.

Download this data

CSV · JSON — 5 observations, free to reuse under CC BY 4.0 (World Bank Open Data).

About this data

Indicator: Owns a credit card (% age 15+)
Unit: % age 15+
Source: Global Findex Database
Licence: CC BY 4.0 (World Bank Open Data)
Coverage: 125 places, 625 data points, 2011–2024
Last refreshed: 06 August 2026

The percentage of respondents who report having a credit card, (% age 15+)