Real interest rate in Italy
Italy: Real interest rate was 2.0% in 2025. ◆ Volatile
Real interest rate in Italy, 1989–2025
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in %.
Analysis
In 2025, real interest rate in Italy stood at 2.0%.
That represents a change of down 36.7% on the previous year and down 38.6% over ten years.
Over the whole period, real interest rate in Italy peaked at 11.6% in 1992 and was at its lowest, -1.3%, in 2023.
That places Italy 105th out of 148 countries with data for 2025, putting it in the middle of the range.
The series is highly variable year to year, so single readings are best treated with caution.
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1980s | 8.3% | 8.3% | 8.3% | 1 |
| 1990s | 7.7% | 4.8% | 11.6% | 10 |
| 2000s | 3.5% | 2.6% | 5.2% | 10 |
| 2010s | 2.9% | 1.5% | 4.0% | 10 |
| 2020s | 0.7% | -1.3% | 3.2% | 6 |
Countries ranked near Italy
- 102 Montenegro 2.2% compare
- 103 Samoa 2.1% compare
- 104 Saint Vincent and the Grenadines 2.0% compare
- 106 Switzerland 2.0% compare
- 107 Bangladesh 2.0% compare
- 108 Sweden 1.9% compare
More financial sector data for Italy
- Domestic credit to private sector 60.3% (2024)
- Net domestic credit 3.11 trillion current LCU (2024)
- Total reserves in months of imports 5.67 (2025)
- Net foreign assets -417,852.00 trillion current LCU (2024)
- Domestic credit to private sector by banks 59.2% (2024)
- Claims on central government, etc. 50.8% (2024)
- Monetary Sector credit to private sector 60.3% (2024)
- Official exchange rate 0.885 LCU per US$, period average (2025)
- Net migration 75,448 (2025)
- GDP deflator: linked series 115.8 base year varies by country (2025)
Frequently asked questions
- What is real interest rate in Italy?
- Real interest rate in Italy was 2.0% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest real interest rate recorded in Italy?
- The highest recorded value was 11.6% in 1992.
- What is the lowest real interest rate recorded in Italy?
- The lowest recorded value was -1.3% in 2023.
- How does Italy rank for real interest rate?
- Italy ranks 105th out of 148 countries with data for 2025.
- Is real interest rate rising or falling in Italy?
- Over the last ten years it is down 38.6%. The long-run trend across the full record is volatile.
- Where does this Italy data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Real interest rate (%). Statizoid updates them automatically from the source API.
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About this data
An interest rate is the amount charged, expressed as a percentage of the principal over a period of time, by the owners of certain kinds of financial assets for putting the financial assets at the disposal of another institutional unit. The real interest rate is the lending interest rate adjusted for inflation as measured by the GDP deflator. The terms and conditions attached to lending rates differ by country, however, limiting their comparability. This indicator is expressed as a percentage (a÷b)*100.