Real interest rate in Switzerland
Switzerland: Real interest rate was 2.0% in 2024. ▼ Falling
Real interest rate in Switzerland, 2008–2024
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in %.
Analysis
The most recent figure for real interest rate in Switzerland is 2.0%, measured in 2024.
Compared with earlier readings it is up 4.1% on the previous year and down 39.9% over ten years.
Over the whole period, real interest rate in Switzerland peaked at 4.1% in 2015 and was at its lowest, -0.4%, in 2022.
That places Switzerland 106th out of 148 countries with data for 2024, putting it in the middle of the range.
The long-run direction has been consistently falling across the 17 years of available data.
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 2.1% | 2.0% | 2.3% | 2 |
| 2010s | 2.8% | 1.9% | 4.1% | 10 |
| 2020s | 1.5% | -0.4% | 3.4% | 5 |
Countries ranked near Switzerland
More financial sector data for Switzerland
- Domestic credit to private sector 167.8% (2016)
- Net domestic credit 1.18 trillion current LCU (2016)
- Total reserves in months of imports 13.2 (2025)
- Net foreign assets 506.31 billion current LCU (2016)
- Domestic credit to private sector by banks 167.8% (2016)
- Claims on central government, etc. 4.2% (2016)
- Monetary Sector credit to private sector 167.8% (2016)
- Broad money 181.9% (2016)
- Official exchange rate 0.8314 LCU per US$, period average (2025)
- Net migration 37,253 (2025)
Frequently asked questions
- What is real interest rate in Switzerland?
- Real interest rate in Switzerland was 2.0% in 2024, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest real interest rate recorded in Switzerland?
- The highest recorded value was 4.1% in 2015.
- What is the lowest real interest rate recorded in Switzerland?
- The lowest recorded value was -0.4% in 2022.
- How does Switzerland rank for real interest rate?
- Switzerland ranks 106th out of 148 countries with data for 2024.
- Is real interest rate rising or falling in Switzerland?
- Over the last ten years it is down 39.9%. The long-run trend across the full record is falling.
- Where does this Switzerland data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Real interest rate (%). Statizoid updates them automatically from the source API.
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About this data
An interest rate is the amount charged, expressed as a percentage of the principal over a period of time, by the owners of certain kinds of financial assets for putting the financial assets at the disposal of another institutional unit. The real interest rate is the lending interest rate adjusted for inflation as measured by the GDP deflator. The terms and conditions attached to lending rates differ by country, however, limiting their comparability. This indicator is expressed as a percentage (a÷b)*100.