Real interest rate in Montenegro
Montenegro: Real interest rate was 2.2% in 2025. ◆ Volatile
Real interest rate in Montenegro, 2005–2025
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in %.
Analysis
The most recent figure for real interest rate in Montenegro is 2.2%, measured in 2025.
Compared with earlier readings it is up 30.4% on the previous year and down 66.1% over ten years.
Over the whole period, real interest rate in Montenegro peaked at 9.3% in 2011 and was at its lowest, -5.7%, in 2022.
That places Montenegro 102nd out of 148 countries with data for 2025, putting it in the middle of the range.
The series is highly variable year to year, so single readings are best treated with caution.
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 2.3% | -5.7% | 7.7% | 5 |
| 2010s | 6.1% | 2.4% | 9.3% | 10 |
| 2020s | 0.1% | -5.7% | 6.4% | 6 |
Countries ranked near Montenegro
More financial sector data for Montenegro
- Domestic credit to private sector 45.3% (2024)
- Net domestic credit 3.65 billion current LCU (2024)
- Total reserves in months of imports 3.95 (2025)
- Net foreign assets 1.81 billion current LCU (2024)
- Domestic credit to private sector by banks 50.9% (2025)
- Claims on central government, etc. 0.6% (2024)
- Monetary Sector credit to private sector 45.3% (2024)
- Broad money 58.4% (2025)
- Official exchange rate 0.8871 LCU per US$, period average (2025)
- Net migration -9,279 (2025)
Frequently asked questions
- What is real interest rate in Montenegro?
- Real interest rate in Montenegro was 2.2% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest real interest rate recorded in Montenegro?
- The highest recorded value was 9.3% in 2011.
- What is the lowest real interest rate recorded in Montenegro?
- The lowest recorded value was -5.7% in 2022.
- How does Montenegro rank for real interest rate?
- Montenegro ranks 102nd out of 148 countries with data for 2025.
- Is real interest rate rising or falling in Montenegro?
- Over the last ten years it is down 66.1%. The long-run trend across the full record is volatile.
- Where does this Montenegro data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Real interest rate (%). Statizoid updates them automatically from the source API.
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About this data
An interest rate is the amount charged, expressed as a percentage of the principal over a period of time, by the owners of certain kinds of financial assets for putting the financial assets at the disposal of another institutional unit. The real interest rate is the lending interest rate adjusted for inflation as measured by the GDP deflator. The terms and conditions attached to lending rates differ by country, however, limiting their comparability. This indicator is expressed as a percentage (a÷b)*100.