Real interest rate in United Kingdom
United Kingdom: Real interest rate was -1.1% in 2014. ◆ Volatile
Real interest rate in United Kingdom, 1967–2014
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in %.
Analysis
United Kingdom recorded -1.1% for real interest rate in 2014.
Compared with earlier readings it is up 33.5% on the previous year and down 167.2% over ten years.
Over the whole period, real interest rate in United Kingdom peaked at 7.2% in 1986 and was at its lowest, -11.5%, in 1975.
United Kingdom ranks 128th of 148 countries on this measure, in the bottom quarter.
The series is highly variable year to year, so single readings are best treated with caution.
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1960s | 1.8% | 0.6% | 2.6% | 3 |
| 1970s | -3.2% | -11.5% | 0.4% | 10 |
| 1980s | 3.5% | -3.0% | 7.2% | 10 |
| 1990s | 4.2% | -3.7% | 7.0% | 10 |
| 2000s | 2.0% | -1.3% | 4.9% | 10 |
| 2010s | -1.3% | -1.9% | -0.8% | 5 |
Countries ranked near United Kingdom
More financial sector data for United Kingdom
- Domestic credit to private sector 112.4% (2024)
- Net domestic credit 3.89 trillion current LCU (2024)
- Total reserves in months of imports 1.39 (2025)
- Net foreign assets 440.94 billion current LCU (2024)
- Domestic credit to private sector by banks 112.3% (2024)
- Claims on central government, etc. 21.9% (2024)
- Monetary Sector credit to private sector 112.4% (2024)
- Broad money 141.9% (2024)
- Official exchange rate 0.7595 LCU per US$, period average (2025)
- Net migration 389,911 (2025)
Frequently asked questions
- What is real interest rate in United Kingdom?
- Real interest rate in United Kingdom was -1.1% in 2014, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest real interest rate recorded in United Kingdom?
- The highest recorded value was 7.2% in 1986.
- What is the lowest real interest rate recorded in United Kingdom?
- The lowest recorded value was -11.5% in 1975.
- How does United Kingdom rank for real interest rate?
- United Kingdom ranks 128th out of 148 countries with data for 2014.
- Is real interest rate rising or falling in United Kingdom?
- Over the last ten years it is down 167.2%. The long-run trend across the full record is volatile.
- Where does this United Kingdom data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Real interest rate (%). Statizoid updates them automatically from the source API.
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About this data
An interest rate is the amount charged, expressed as a percentage of the principal over a period of time, by the owners of certain kinds of financial assets for putting the financial assets at the disposal of another institutional unit. The real interest rate is the lending interest rate adjusted for inflation as measured by the GDP deflator. The terms and conditions attached to lending rates differ by country, however, limiting their comparability. This indicator is expressed as a percentage (a÷b)*100.