Real interest rate in Pakistan
Pakistan: Real interest rate was -1.5% in 2021. ◆ Volatile
Real interest rate in Pakistan, 2004–2021
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in %.
Analysis
Pakistan recorded -1.5% for real interest rate in 2021.
Compared with earlier readings it is down 296.3% on the previous year and up 15.1% over ten years.
Over the whole period, real interest rate in Pakistan peaked at 7.8% in 2016 and was at its lowest, -1.7%, in 2011.
Pakistan ranks 130th of 148 countries on this measure, in the bottom quarter.
The series is highly variable year to year, so single readings are best treated with caution.
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 2.2% | 0.0% | 4.7% | 6 |
| 2010s | 3.8% | -1.7% | 7.8% | 10 |
| 2020s | -0.4% | -1.5% | 0.7% | 2 |
Countries ranked near Pakistan
- 127 Angola -0.9% compare
- 128 United Kingdom -1.1% compare
- 129 United States -1.3% compare
- 131 Fiji -1.5% compare
- 132 San Marino -1.6% compare
- 133 Israel -1.8% compare
More financial sector data for Pakistan
- Domestic credit to private sector 10.7% (2025)
- Net domestic credit 55.96 trillion current LCU (2025)
- Total reserves in months of imports 3.76 (2025)
- Net foreign assets -249.12 billion current LCU (2025)
- Domestic credit to private sector by banks 10.7% (2025)
- Claims on central government, etc. 36.0% (2025)
- Monetary Sector credit to private sector 10.7% (2025)
- Broad money 40.9% (2025)
- Official exchange rate 281.14 LCU per US$, period average (2025)
- Net migration -1.24 million (2025)
Frequently asked questions
- What is real interest rate in Pakistan?
- Real interest rate in Pakistan was -1.5% in 2021, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest real interest rate recorded in Pakistan?
- The highest recorded value was 7.8% in 2016.
- What is the lowest real interest rate recorded in Pakistan?
- The lowest recorded value was -1.7% in 2011.
- How does Pakistan rank for real interest rate?
- Pakistan ranks 130th out of 148 countries with data for 2021.
- Is real interest rate rising or falling in Pakistan?
- Over the last ten years it is up 15.1%. The long-run trend across the full record is volatile.
- Where does this Pakistan data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Real interest rate (%). Statizoid updates them automatically from the source API.
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About this data
An interest rate is the amount charged, expressed as a percentage of the principal over a period of time, by the owners of certain kinds of financial assets for putting the financial assets at the disposal of another institutional unit. The real interest rate is the lending interest rate adjusted for inflation as measured by the GDP deflator. The terms and conditions attached to lending rates differ by country, however, limiting their comparability. This indicator is expressed as a percentage (a÷b)*100.