Real interest rate in Romania
Romania: Real interest rate was 0.3% in 2025. ◆ Volatile
Real interest rate in Romania, 1993–2025
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in %.
Analysis
In 2025, real interest rate in Romania stood at 0.3%.
Compared with earlier readings it is up 139.1% on the previous year and down 91.3% over ten years.
Over the whole period, real interest rate in Romania peaked at 12.7% in 2009 and was at its lowest, -43.1%, in 1993.
Romania ranks 121st of 148 countries on this measure, in the bottom quarter.
The series is highly variable year to year, so single readings are best treated with caution.
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1990s | -8.9% | -43.1% | 10.8% | 7 |
| 2000s | 5.3% | -2.1% | 12.7% | 10 |
| 2010s | 4.6% | 0.2% | 9.0% | 10 |
| 2020s | -0.8% | -3.8% | 2.3% | 6 |
Countries ranked near Romania
- 118 Japan 1.0% compare
- 119 North Macedonia 0.8% compare
- 120 Netherlands 0.4% compare
- 122 Sao Tome and Principe 0.1% compare
- 123 Canada 0.1% compare
- 124 Comoros 0.0% compare
More financial sector data for Romania
- Domestic credit to private sector 22.1% (2025)
- Net domestic credit 604.19 billion current LCU (2025)
- Total reserves in months of imports 5.53 (2025)
- Net foreign assets 381.24 billion current LCU (2025)
- Domestic credit to private sector by banks 22.1% (2025)
- Claims on central government, etc. 6.9% (2025)
- Monetary Sector credit to private sector 22.1% (2025)
- Broad money 41.5% (2025)
- Official exchange rate 4.47 LCU per US$, period average (2025)
- Net migration -29,041 (2025)
Frequently asked questions
- What is real interest rate in Romania?
- Real interest rate in Romania was 0.3% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest real interest rate recorded in Romania?
- The highest recorded value was 12.7% in 2009.
- What is the lowest real interest rate recorded in Romania?
- The lowest recorded value was -43.1% in 1993.
- How does Romania rank for real interest rate?
- Romania ranks 121st out of 148 countries with data for 2025.
- Is real interest rate rising or falling in Romania?
- Over the last ten years it is down 91.3%. The long-run trend across the full record is volatile.
- Where does this Romania data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Real interest rate (%). Statizoid updates them automatically from the source API.
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About this data
An interest rate is the amount charged, expressed as a percentage of the principal over a period of time, by the owners of certain kinds of financial assets for putting the financial assets at the disposal of another institutional unit. The real interest rate is the lending interest rate adjusted for inflation as measured by the GDP deflator. The terms and conditions attached to lending rates differ by country, however, limiting their comparability. This indicator is expressed as a percentage (a÷b)*100.