Real interest rate in North Macedonia

North Macedonia: Real interest rate was 0.8% in 2025. ◆ Volatile

Latest (2025)
0.8%
Change on year
down 64.2%
World rank
119th
of 148 countries
All-time high
10.8%
in 2009
All-time low
-3.9%
in 2022
Years of data
21
2005–2025

Real interest rate in North Macedonia, 2005–2025

-505102005201520252005: 7.3 %2006: 8 %2007: 5.7 %2008: 4.5 %2009: 10.8 %2010: 8.5 %2011: 5.7 %2012: 8 %2013: 3.8 %2014: 6.2 %2015: 5.3 %2016: 3.4 %2017: 3.7 %2018: 2.1 %2019: 4.7 %2020: 3.8 %2021: 0.549 %2022: -3.9 %2023: -2.3 %2024: 2.1 %2025: 0.753 %

Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in %.

Analysis

The most recent figure for real interest rate in North Macedonia is 0.8%, measured in 2025.

Compared with earlier readings it is down 64.2% on the previous year and down 85.9% over ten years.

Over the whole period, real interest rate in North Macedonia peaked at 10.8% in 2009 and was at its lowest, -3.9%, in 2022.

That places North Macedonia 119th out of 148 countries with data for 2025, putting it in the bottom quarter.

The series is highly variable year to year, so single readings are best treated with caution.

Averages by decade

DecadeAverage LowestHighest Years
2000s 7.3% 4.5% 10.8% 5
2010s 5.1% 2.1% 8.5% 10
2020s 0.2% -3.9% 3.8% 6

Countries ranked near North Macedonia

  1. 116 New Zealand 1.1% compare
  2. 117 South Korea 1.0% compare
  3. 118 Japan 1.0% compare
  4. 120 Netherlands 0.4% compare
  5. 121 Romania 0.3% compare
  6. 122 Sao Tome and Principe 0.1% compare

See the full ranking of 148 places →

More financial sector data for North Macedonia

All data for North Macedonia →

Frequently asked questions

What is real interest rate in North Macedonia?
Real interest rate in North Macedonia was 0.8% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
What is the highest real interest rate recorded in North Macedonia?
The highest recorded value was 10.8% in 2009.
What is the lowest real interest rate recorded in North Macedonia?
The lowest recorded value was -3.9% in 2022.
How does North Macedonia rank for real interest rate?
North Macedonia ranks 119th out of 148 countries with data for 2025.
Is real interest rate rising or falling in North Macedonia?
Over the last ten years it is down 85.9%. The long-run trend across the full record is volatile.
Where does this North Macedonia data come from?
The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Real interest rate (%). Statizoid updates them automatically from the source API.

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About this data

Indicator
Real interest rate (%)
Unit
%
Source
International Financial Statistics database, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
148 places, 4,763 data points, 1961–2025
Last refreshed

An interest rate is the amount charged, expressed as a percentage of the principal over a period of time, by the owners of certain kinds of financial assets for putting the financial assets at the disposal of another institutional unit. The real interest rate is the lending interest rate adjusted for inflation as measured by the GDP deflator. The terms and conditions attached to lending rates differ by country, however, limiting their comparability. This indicator is expressed as a percentage (a÷b)*100.