Bank capital to assets ratio in Poland
Poland: Bank capital to assets ratio was 6.1% in 2025. ▼ Falling
Bank capital to assets ratio in Poland, 2008–2025
Source: Financial Soundness Indicators, International Monetary Fund (IMF). Measured in %.
Analysis
In 2025, bank capital to assets ratio in Poland stood at 6.1%. That is the lowest value across all 18 years on record.
That represents a change of down 2.5% on the previous year and down 34.6% over ten years.
Over the whole period, bank capital to assets ratio in Poland peaked at 10.0% in 2017 and was at its lowest, 6.1%, in 2025.
Poland ranks 124th of 146 countries on this measure, in the bottom quarter.
The long-run direction has been consistently falling across the 18 years of available data.
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 7.8% | 7.5% | 8.1% | 2 |
| 2010s | 8.9% | 7.8% | 10.0% | 10 |
| 2020s | 6.6% | 6.1% | 7.8% | 6 |
Countries ranked near Poland
More financial sector data for Poland
- Domestic credit to private sector 33.6% (2024)
- Total reserves in months of imports 5.87 (2025)
- Official exchange rate 3.76 LCU per US$, period average (2025)
- Net domestic credit 2.03 trillion current LCU (2024)
- Net foreign assets 829.96 billion current LCU (2024)
- Broad money 67.8% (2024)
- Claims on central government, etc. 12.5% (2024)
- Domestic credit to private sector by banks 33.6% (2024)
- Monetary Sector credit to private sector 33.6% (2024)
- Net migration -330,820 (2025)
Frequently asked questions
- What is bank capital to assets ratio in Poland?
- Bank capital to assets ratio in Poland was 6.1% in 2025, according to Financial Soundness Indicators, International Monetary Fund (IMF).
- What is the highest bank capital to assets ratio recorded in Poland?
- The highest recorded value was 10.0% in 2017.
- What is the lowest bank capital to assets ratio recorded in Poland?
- The lowest recorded value was 6.1% in 2025.
- How does Poland rank for bank capital to assets ratio?
- Poland ranks 124th out of 146 countries with data for 2025.
- Is bank capital to assets ratio rising or falling in Poland?
- Over the last ten years it is down 34.6%. The long-run trend across the full record is falling.
- Where does this Poland data come from?
- The figures come from Financial Soundness Indicators, International Monetary Fund (IMF), published as part of Bank capital to assets ratio (%). Statizoid updates them automatically from the source API.
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CSV · JSON — 18 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
The indicator is a measure of capital adequacy that evaluates the financial strength of deposit takers by comparing Tier 1 capital to total assets. Tier 1 capital, often referred to as core capital, includes the most stable and readily available forms of capital, such as common equity, disclosed reserves, retained earnings, and certain other instruments that meet regulatory requirements under the Basel framework. This capital is considered the highest quality because it is fully available to cover losses and does not need to be repaid.