Bank capital to assets ratio (%) by country
The indicator is a measure of capital adequacy that evaluates the financial strength of deposit takers by comparing Tier 1 capital to total assets. Tier 1 capital, often referred to as core capital, includes the most stable and readily available forms of capital, such as common equity, disclosed reserves, retained...
Countries reporting
145
Highest
20.9%
Tajikistan
Lowest
-6.4%
Equatorial Guinea
Median
9.1%
Years covered
26
2000–2025
Data points
2,283
What the numbers show
Bank capital to assets ratio (%) is currently reported for 145 countries. The highest value is 20.9% in Tajikistan; the lowest is -6.4% in Equatorial Guinea.
The median across all reporting countries is 9.1%, and the mean is 9.3%.
The gap between the highest and lowest reporting country is a factor of about 3.
Over the past decade 87 countries rose and 55 fell. The largest increase was in Saint Lucia (up 171.9%), and the largest decrease in Equatorial Guinea (down 176.4%).
Bank capital to assets ratio: full country ranking
| # | Country | Latest | Year | 10-year change | Trend |
|---|---|---|---|---|---|
| 1 | Tajikistan | 20.9% | 2021 | up 54.2% | rising |
| 2 | Argentina | 19.7% | 2025 | up 108.9% | rising |
| 3 | Maldives | 17.4% | 2025 | up 4.7% | rising |
| 4 | Uganda | 15.5% | 2023 | up 27.0% | rising |
| 5 | Georgia | 15.2% | 2025 | up 45.6% | falling |
| 6 | Tonga | 15.1% | 2025 | down 23.2% | falling |
| 7 | Kazakhstan | 14.5% | 2025 | up 41.5% | rising |
| 8 | Solomon Islands | 14.5% | 2024 | up 9.7% | rising |
| 9 | Cambodia | 14.4% | 2024 | up 4.3% | falling |
| 10 | Kyrgyzstan | 14.4% | 2025 | up 17.6% | falling |
| 11 | Armenia | 14.1% | 2024 | up 21.2% | falling |
| 12 | Iraq | 13.9% | 2024 | up 53.1% | rising |
| 13 | Saudi Arabia | 13.9% | 2025 | down 0.3% | rising |
| 14 | Uzbekistan | 13.3% | 2024 | up 32.9% | rising |
| 15 | Saint Kitts and Nevis | 13.1% | 2025 | up 72.3% | rising |
| 16 | Indonesia | 13.0% | 2025 | up 20.7% | rising |
| 17 | Iceland | 13.0% | 2025 | down 36.6% | falling |
| 18 | Panama | 12.9% | 2025 | up 27.1% | rising |
| 19 | Mozambique | 12.9% | 2025 | up 51.5% | rising |
| 20 | Antigua and Barbuda | 12.8% | 2025 | up 127.5% | rising |
| 21 | Belarus | 12.7% | 2025 | up 28.2% | rising |
| 22 | Zambia | 12.6% | 2025 | up 12.9% | falling |
| 23 | Tanzania | 12.5% | 2025 | up 12.1% | rising |
| 24 | Rwanda | 12.4% | 2024 | down 9.4% | falling |
| 25 | Papua New Guinea | 12.3% | 2023 | up 4.1% | rising |
| 26 | North Macedonia | 12.3% | 2025 | up 20.9% | falling |
| 27 | Gambia | 12.1% | 2022 | down 17.1% | rising |
| 28 | Angola | 12.0% | 2024 | up 34.1% | rising |
| 29 | Trinidad and Tobago | 11.9% | 2023 | up 7.3% | flat |
| 30 | Kenya | 11.7% | 2024 | down 7.8% | rising |
| 31 | Peru | 11.7% | 2024 | up 27.6% | rising |
| 32 | Moldova | 11.6% | 2025 | down 10.9% | falling |
| 33 | Bulgaria | 11.4% | 2025 | down 4.9% | rising |
| 34 | Kuwait | 11.4% | 2025 | up 5.3% | rising |
| 35 | Eswatini | 11.4% | 2025 | down 11.7% | rising |
| 36 | Guinea | 11.4% | 2021 | up 11.4% | falling |
| 37 | United Arab Emirates | 11.3% | 2024 | down 9.9% | falling |
| 38 | Curacao | 11.3% | 2024 | up 34.4% | rising |
| 39 | Grenada | 11.2% | 2025 | up 121.3% | rising |
| 40 | Barbados | 11.2% | 2022 | up 9.2% | rising |
| 41 | Lesotho | 11.2% | 2024 | up 67.4% | rising |
| 42 | Thailand | 11.1% | 2024 | up 20.8% | rising |
| 43 | Central African Republic | 11.1% | 2023 | down 41.7% | falling |
| 44 | Namibia | 11.1% | 2025 | up 19.9% | rising |
| 45 | Ecuador | 10.9% | 2020 | up 6.6% | rising |
| 46 | Fiji | 10.8% | 2021 | up 13.3% | rising |
| 47 | Costa Rica | 10.8% | 2025 | up 36.5% | rising |
| 48 | Bosnia and Herzegovina | 10.6% | 2024 | down 0.2% | falling |
| 49 | Dominica | 10.5% | 2025 | up 167.9% | rising |
| 50 | Mexico | 10.5% | 2025 | up 21.2% | rising |
| 51 | Jordan | 10.5% | 2024 | down 96.1% | volatile |
| 52 | Uruguay | 10.5% | 2024 | up 42.3% | rising |
| 53 | Slovenia | 10.3% | 2025 | down 7.5% | rising |
| 54 | Vanuatu | 10.3% | 2017 | down 13.8% | falling |
| 55 | Colombia | 10.1% | 2025 | up 16.6% | rising |
| 56 | Montenegro | 9.9% | 2025 | up 14.9% | flat |
| 57 | Samoa | 9.8% | 2024 | down 19.9% | falling |
| 58 | Dominican Republic | 9.8% | 2025 | up 3.6% | flat |
| 59 | Brunei | 9.7% | 2022 | up 43.3% | rising |
| 61 | Belize | 9.6% | 2024 | down 23.5% | falling |
| 62 | Saint Lucia | 9.6% | 2025 | up 171.9% | rising |
| 63 | Cyprus | 9.5% | 2025 | down 3.3% | rising |
| 64 | Ireland | 9.5% | 2024 | down 2.5% | rising |
| 65 | Botswana | 9.5% | 2025 | up 11.2% | rising |
| 66 | Luxembourg | 9.3% | 2025 | up 32.0% | rising |
| 67 | Philippines | 9.2% | 2025 | up 10.0% | rising |
| 68 | Albania | 9.2% | 2025 | up 9.1% | rising |
| 69 | United States | 9.2% | 2025 | down 2.0% | flat |
| 70 | Nicaragua | 9.2% | 2025 | up 19.5% | rising |
| 71 | Algeria | 9.1% | 2024 | up 14.7% | rising |
| 72 | Mongolia | 9.1% | 2025 | up 9.5% | rising |
| 73 | Hungary | 9.1% | 2025 | up 10.6% | rising |
| 74 | Mauritius | 9.1% | 2025 | up 3.5% | rising |
| 75 | Paraguay | 9.1% | 2025 | up 26.2% | rising |
| 76 | Chile | 9.1% | 2025 | up 23.0% | rising |
| 77 | Latvia | 8.9% | 2025 | down 1.6% | rising |
| 78 | Congo | 8.9% | 2023 | up 70.8% | rising |
| 79 | Comoros | 8.9% | 2022 | down 20.3% | falling |
| 80 | Croatia | 8.6% | 2025 | down 27.1% | falling |
| 81 | Gabon | 8.6% | 2023 | up 35.6% | rising |
| 82 | Romania | 8.6% | 2025 | up 4.8% | rising |
| 83 | Lebanon | 8.6% | 2019 | up 14.9% | rising |
| 84 | Vietnam | 8.6% | 2024 | up 24.6% | flat |
| 85 | Austria | 8.5% | 2024 | up 24.8% | rising |
| 86 | India | 8.5% | 2025 | up 27.5% | rising |
| 87 | Estonia | 8.5% | 2025 | down 43.4% | rising |
| 88 | Palestine | 8.5% | 2023 | down 17.0% | falling |
| 89 | El Salvador | 8.4% | 2024 | down 17.4% | falling |
| 90 | Brazil | 8.3% | 2025 | up 8.5% | falling |
| 91 | Singapore | 8.2% | 2019 | down 9.4% | flat |
| 92 | Malawi | 8.2% | 2023 | down 18.7% | falling |
| 93 | Democratic Republic of Congo | 8.2% | 2025 | up 15.7% | rising |
| 94 | Russia | 8.1% | 2023 | down 22.0% | falling |
| 95 | Malta | 8.0% | 2025 | up 36.0% | rising |
| 96 | Hong Kong | 7.9% | 2025 | down 16.2% | falling |
| 97 | Djibouti | 7.9% | 2024 | up 95.0% | rising |
| 98 | Bhutan | 7.9% | 2024 | down 39.1% | falling |
| 99 | South Africa | 7.8% | 2024 | up 9.0% | rising |
| 100 | Norway | 7.8% | 2025 | — | falling |
| 101 | China | 7.8% | 2021 | up 13.0% | rising |
| 102 | Greece | 7.6% | 2025 | down 25.2% | rising |
| 103 | Switzerland | 7.6% | 2025 | up 1.2% | rising |
| 104 | Portugal | 7.5% | 2025 | up 4.6% | rising |
| 105 | Saint Vincent and the Grenadines | 7.5% | 2025 | up 0.5% | flat |
| 106 | Madagascar | 7.5% | 2024 | down 12.3% | falling |
| 107 | Slovakia | 7.5% | 2025 | down 2.8% | rising |
| 108 | Seychelles | 7.3% | 2025 | down 7.3% | flat |
| 109 | Liechtenstein | 7.3% | 2024 | — | falling |
| 110 | Israel | 7.3% | 2024 | up 3.8% | rising |
| 111 | Malaysia | 7.3% | 2025 | down 20.9% | flat |
| 112 | Ethiopia | 7.1% | 2021 | — | falling |
| 113 | Bolivia | 7.0% | 2024 | down 1.4% | falling |
| 114 | Guatemala | 7.0% | 2025 | up 1.9% | flat |
| 115 | Sri Lanka | 6.9% | 2025 | up 9.2% | flat |
| 116 | Ukraine | 6.9% | 2025 | down 0.2% | falling |
| 117 | Turkey | 6.7% | 2024 | down 42.5% | falling |
| 118 | Cameroon | 6.6% | 2023 | up 94.6% | rising |
| 119 | Ghana | 6.6% | 2025 | down 37.1% | falling |
| 120 | San Marino | 6.5% | 2025 | down 5.8% | falling |
| 121 | Finland | 6.3% | 2025 | up 16.9% | rising |
| 122 | South Korea | 6.3% | 2023 | down 14.4% | flat |
| 123 | Italy | 6.3% | 2025 | up 1.1% | rising |
| 124 | Poland | 6.1% | 2025 | down 34.6% | falling |
| 125 | Lithuania | 6.0% | 2025 | down 39.0% | falling |
| 126 | Netherlands | 6.0% | 2025 | up 18.8% | rising |
| 127 | Honduras | 6.0% | 2025 | down 21.1% | falling |
| 128 | Nepal | 6.0% | 2025 | down 37.4% | falling |
| 129 | Belgium | 5.9% | 2025 | up 4.2% | rising |
| 130 | Czechia | 5.9% | 2025 | down 21.3% | falling |
| 131 | Micronesia (country) | 5.9% | 2024 | down 14.4% | falling |
| 132 | Sweden | 5.8% | 2025 | up 4.0% | rising |
| 133 | Spain | 5.7% | 2025 | down 4.3% | rising |
| 134 | United Kingdom | 5.6% | 2025 | up 3.4% | rising |
| 135 | Australia | 5.6% | 2025 | up 4.8% | rising |
| 136 | France | 5.6% | 2024 | up 31.1% | rising |
| 137 | Denmark | 5.3% | 2025 | up 6.5% | flat |
| 138 | Pakistan | 5.2% | 2025 | down 25.4% | falling |
| 139 | Canada | 4.9% | 2025 | up 6.7% | rising |
| 140 | Monaco | 4.6% | 2019 | up 8.4% | rising |
| 141 | Nigeria | 4.5% | 2025 | down 63.2% | falling |
| 142 | Japan | 4.1% | 2022 | down 14.2% | flat |
| 143 | Macao | 3.7% | 2025 | up 28.9% | rising |
| 144 | Bangladesh | 2.3% | 2024 | down 62.9% | falling |
| 145 | Chad | -1.0% | 2023 | down 110.8% | volatile |
| 146 | Equatorial Guinea | -6.4% | 2023 | down 176.4% | volatile |
Regions and income groups
Aggregates are excluded from the country ranking above so that a region can never outrank a country.
- Kosovo 9.7%
About this data
The indicator is a measure of capital adequacy that evaluates the financial strength of deposit takers by comparing Tier 1 capital to total assets. Tier 1 capital, often referred to as core capital, includes the most stable and readily available forms of capital, such as common equity, disclosed reserves, retained earnings, and certain other instruments that meet regulatory requirements under the Basel framework. This capital is considered the highest quality because it is fully available to cover losses and does not need to be repaid.