Real interest rate in Thailand
Thailand: Real interest rate was 4.9% in 2025. ◆ Volatile
Real interest rate in Thailand, 1976–2025
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in %.
Analysis
Thailand recorded 4.9% for real interest rate in 2025.
The figure is up 34.2% on the previous year and up 21.9% over ten years.
Over the whole period, real interest rate in Thailand peaked at 15.1% in 1984 and was at its lowest, -1.4%, in 2022.
Thailand ranks 74th of 148 countries on this measure, in the middle of the range.
The series is highly variable year to year, so single readings are best treated with caution.
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1970s | 4.0% | 1.2% | 6.3% | 4 |
| 1980s | 9.2% | 3.1% | 15.1% | 10 |
| 1990s | 7.8% | 4.4% | 11.9% | 10 |
| 2000s | 2.8% | -0.4% | 6.4% | 8 |
| 2010s | 2.5% | 0.2% | 4.0% | 10 |
| 2020s | 2.7% | -1.4% | 4.9% | 6 |
Countries ranked near Thailand
More financial sector data for Thailand
- Domestic credit to private sector 143.1% (2025)
- Net domestic credit 27.91 trillion current LCU (2025)
- Total reserves in months of imports 8.03 (2025)
- Net foreign assets 9.51 trillion current LCU (2025)
- Domestic credit to private sector by banks 111.8% (2025)
- Claims on central government, etc. 46.6% (2025)
- Monetary Sector credit to private sector 111.8% (2025)
- Broad money 141.0% (2024)
- Official exchange rate 32.88 LCU per US$, period average (2025)
- Net migration 27,509 (2025)
Frequently asked questions
- What is real interest rate in Thailand?
- Real interest rate in Thailand was 4.9% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest real interest rate recorded in Thailand?
- The highest recorded value was 15.1% in 1984.
- What is the lowest real interest rate recorded in Thailand?
- The lowest recorded value was -1.4% in 2022.
- How does Thailand rank for real interest rate?
- Thailand ranks 74th out of 148 countries with data for 2025.
- Is real interest rate rising or falling in Thailand?
- Over the last ten years it is up 21.9%. The long-run trend across the full record is volatile.
- Where does this Thailand data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Real interest rate (%). Statizoid updates them automatically from the source API.
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About this data
An interest rate is the amount charged, expressed as a percentage of the principal over a period of time, by the owners of certain kinds of financial assets for putting the financial assets at the disposal of another institutional unit. The real interest rate is the lending interest rate adjusted for inflation as measured by the GDP deflator. The terms and conditions attached to lending rates differ by country, however, limiting their comparability. This indicator is expressed as a percentage (a÷b)*100.