Real interest rate in Guatemala
Guatemala: Real interest rate was 9.2% in 2025. ▼ Falling
Real interest rate in Guatemala, 1997–2025
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in %.
Analysis
Guatemala recorded 9.2% for real interest rate in 2025.
The figure is up 8.9% on the previous year and down 14.9% over ten years.
Over the whole period, real interest rate in Guatemala peaked at 26.0% in 2001 and was at its lowest, 3.6%, in 2008.
That places Guatemala 31st out of 148 countries with data for 2025, putting it in the top quarter.
The long-run direction has been consistently falling across the 29 years of available data.
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1990s | 9.9% | 6.4% | 13.8% | 3 |
| 2000s | 10.0% | 3.6% | 26.0% | 10 |
| 2010s | 9.7% | 6.1% | 11.5% | 10 |
| 2020s | 7.7% | 5.1% | 9.4% | 6 |
Countries ranked near Guatemala
More financial sector data for Guatemala
- Domestic credit to private sector 37.2% (2025)
- Net domestic credit 471.20 billion current LCU (2025)
- Total reserves in months of imports 7.39 (2024)
- Net foreign assets 220.27 billion current LCU (2025)
- Domestic credit to private sector by banks 36.7% (2025)
- Claims on central government, etc. 8.6% (2025)
- Monetary Sector credit to private sector 36.7% (2025)
- Broad money 60.4% (2025)
- Official exchange rate 7.68 LCU per US$, period average (2025)
- Net migration -7,959 (2025)
Frequently asked questions
- What is real interest rate in Guatemala?
- Real interest rate in Guatemala was 9.2% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest real interest rate recorded in Guatemala?
- The highest recorded value was 26.0% in 2001.
- What is the lowest real interest rate recorded in Guatemala?
- The lowest recorded value was 3.6% in 2008.
- How does Guatemala rank for real interest rate?
- Guatemala ranks 31st out of 148 countries with data for 2025.
- Is real interest rate rising or falling in Guatemala?
- Over the last ten years it is down 14.9%. The long-run trend across the full record is falling.
- Where does this Guatemala data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Real interest rate (%). Statizoid updates them automatically from the source API.
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About this data
An interest rate is the amount charged, expressed as a percentage of the principal over a period of time, by the owners of certain kinds of financial assets for putting the financial assets at the disposal of another institutional unit. The real interest rate is the lending interest rate adjusted for inflation as measured by the GDP deflator. The terms and conditions attached to lending rates differ by country, however, limiting their comparability. This indicator is expressed as a percentage (a÷b)*100.