Real interest rate in Georgia

Georgia: Real interest rate was 10.7% in 2025. ◆ Volatile

Latest (2025)
10.7%
Change on year
up 10.9%
World rank
22nd
of 148 countries
All-time high
20.4%
in 2009
All-time low
-0.1%
in 2010
Years of data
23
2003–2025

Real interest rate in Georgia, 2003–2025

051015202003201420252003: 19.7 %2004: 12.6 %2005: 8.9 %2006: 7.9 %2007: 7 %2008: 7.7 %2009: 20.4 %2010: -0.052 %2011: 5.3 %2012: 14.5 %2013: 14.3 %2014: 7 %2015: 6.7 %2016: 10.1 %2017: 3.7 %2018: 7.4 %2019: 6.6 %2020: 4.6 %2021: 2.1 %2022: 5.1 %2023: 12.7 %2024: 9.6 %2025: 10.7 %

Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in %.

Analysis

In 2025, real interest rate in Georgia stood at 10.7%.

The figure is up 10.9% on the previous year and up 57.9% over ten years.

Over the whole period, real interest rate in Georgia peaked at 20.4% in 2009 and was at its lowest, -0.1%, in 2010.

Georgia ranks 22nd of 148 countries on this measure, in the top quarter.

The series is highly variable year to year, so single readings are best treated with caution.

Averages by decade

DecadeAverage LowestHighest Years
2000s 12.0% 7.0% 20.4% 7
2010s 7.6% -0.1% 14.5% 10
2020s 7.5% 2.1% 12.7% 6

Countries ranked near Georgia

  1. 19 Yemen 11.8% compare
  2. 20 Guinea 10.9% compare
  3. 21 Brunei 10.7% compare
  4. 23 Micronesia (country) 10.6% compare
  5. 24 Dominican Republic 10.5% compare
  6. 25 Kuwait 10.5% compare

See the full ranking of 148 places →

More financial sector data for Georgia

All data for Georgia →

Frequently asked questions

What is real interest rate in Georgia?
Real interest rate in Georgia was 10.7% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
What is the highest real interest rate recorded in Georgia?
The highest recorded value was 20.4% in 2009.
What is the lowest real interest rate recorded in Georgia?
The lowest recorded value was -0.1% in 2010.
How does Georgia rank for real interest rate?
Georgia ranks 22nd out of 148 countries with data for 2025.
Is real interest rate rising or falling in Georgia?
Over the last ten years it is up 57.9%. The long-run trend across the full record is volatile.
Where does this Georgia data come from?
The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Real interest rate (%). Statizoid updates them automatically from the source API.

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About this data

Indicator
Real interest rate (%)
Unit
%
Source
International Financial Statistics database, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
148 places, 4,763 data points, 1961–2025
Last refreshed

An interest rate is the amount charged, expressed as a percentage of the principal over a period of time, by the owners of certain kinds of financial assets for putting the financial assets at the disposal of another institutional unit. The real interest rate is the lending interest rate adjusted for inflation as measured by the GDP deflator. The terms and conditions attached to lending rates differ by country, however, limiting their comparability. This indicator is expressed as a percentage (a÷b)*100.