Real interest rate in Gambia
Gambia: Real interest rate was 13.1% in 2025. ◆ Volatile
Real interest rate in Gambia, 1985–2025
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in %.
Analysis
In 2025, real interest rate in Gambia stood at 13.1%.
The figure is down 14.6% on the previous year and down 40.9% over ten years.
Over the whole period, real interest rate in Gambia peaked at 33.5% in 1997 and was at its lowest, -45.9%, in 1991.
That places Gambia 14th out of 148 countries with data for 2025, putting it in the top 10%.
The series is highly variable year to year, so single readings are best treated with caution.
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1980s | 2.2% | -17.9% | 18.1% | 5 |
| 1990s | 14.7% | -45.9% | 33.5% | 10 |
| 2000s | 16.6% | -29.7% | 29.6% | 10 |
| 2010s | 21.6% | 19.7% | 24.1% | 8 |
| 2020s | 13.4% | 6.2% | 25.3% | 6 |
Countries ranked near Gambia
- 11 Mauritania 15.2% compare
- 12 Uganda 14.7% compare
- 13 Azerbaijan 14.7% compare
- 15 Kenya 13.0% compare
- 16 Kyrgyzstan 12.6% compare
- 17 Laos 12.3% compare
More financial sector data for Gambia
- Domestic credit to private sector 9.4% (2024)
- Net domestic credit 64.61 billion current LCU (2024)
- Total reserves in months of imports 4.79 (2024)
- Net foreign assets 32.07 billion current LCU (2024)
- Domestic credit to private sector by banks 9.1% (2024)
- Claims on central government, etc. 27.6% (2024)
- Monetary Sector credit to private sector 9.4% (2024)
- Broad money 46.9% (2024)
- Official exchange rate 71.29 LCU per US$, period average (2025)
- Net migration -2,984 (2025)
Frequently asked questions
- What is real interest rate in Gambia?
- Real interest rate in Gambia was 13.1% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest real interest rate recorded in Gambia?
- The highest recorded value was 33.5% in 1997.
- What is the lowest real interest rate recorded in Gambia?
- The lowest recorded value was -45.9% in 1991.
- How does Gambia rank for real interest rate?
- Gambia ranks 14th out of 148 countries with data for 2025.
- Is real interest rate rising or falling in Gambia?
- Over the last ten years it is down 40.9%. The long-run trend across the full record is volatile.
- Where does this Gambia data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Real interest rate (%). Statizoid updates them automatically from the source API.
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About this data
An interest rate is the amount charged, expressed as a percentage of the principal over a period of time, by the owners of certain kinds of financial assets for putting the financial assets at the disposal of another institutional unit. The real interest rate is the lending interest rate adjusted for inflation as measured by the GDP deflator. The terms and conditions attached to lending rates differ by country, however, limiting their comparability. This indicator is expressed as a percentage (a÷b)*100.