Real interest rate in Czechia
Czechia: Real interest rate was 1.1% in 2025. ◆ Volatile
Real interest rate in Czechia, 1993–2025
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in %.
Analysis
In 2025, real interest rate in Czechia stood at 1.1%.
That represents a change of up 43.0% on the previous year and down 62.9% over ten years.
Over the whole period, real interest rate in Czechia peaked at 6.4% in 2010 and was at its lowest, -5.7%, in 1993.
Czechia ranks 115th of 148 countries on this measure, in the bottom quarter.
The series is highly variable year to year, so single readings are best treated with caution.
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1990s | 1.9% | -5.7% | 5.4% | 7 |
| 2000s | 3.8% | 1.9% | 5.7% | 10 |
| 2010s | 3.0% | -0.1% | 6.4% | 10 |
| 2020s | -1.3% | -4.1% | 1.1% | 6 |
Countries ranked near Czechia
- 112 Mongolia 1.4% compare
- 113 Suriname 1.3% compare
- 114 Bosnia and Herzegovina 1.2% compare
- 116 New Zealand 1.1% compare
- 117 South Korea 1.0% compare
- 118 Japan 1.0% compare
More financial sector data for Czechia
- Domestic credit to private sector 48.0% (2024)
- Net domestic credit 5.50 trillion current LCU (2024)
- Total reserves in months of imports 7.64 (2025)
- Net foreign assets 2.73 trillion current LCU (2024)
- Domestic credit to private sector by banks 48.0% (2024)
- Claims on central government, etc. 11.9% (2024)
- Monetary Sector credit to private sector 48.0% (2024)
- Broad money 87.0% (2024)
- Official exchange rate 21.88 LCU per US$, period average (2025)
- Net migration -112,188 (2025)
Frequently asked questions
- What is real interest rate in Czechia?
- Real interest rate in Czechia was 1.1% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest real interest rate recorded in Czechia?
- The highest recorded value was 6.4% in 2010.
- What is the lowest real interest rate recorded in Czechia?
- The lowest recorded value was -5.7% in 1993.
- How does Czechia rank for real interest rate?
- Czechia ranks 115th out of 148 countries with data for 2025.
- Is real interest rate rising or falling in Czechia?
- Over the last ten years it is down 62.9%. The long-run trend across the full record is volatile.
- Where does this Czechia data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Real interest rate (%). Statizoid updates them automatically from the source API.
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About this data
An interest rate is the amount charged, expressed as a percentage of the principal over a period of time, by the owners of certain kinds of financial assets for putting the financial assets at the disposal of another institutional unit. The real interest rate is the lending interest rate adjusted for inflation as measured by the GDP deflator. The terms and conditions attached to lending rates differ by country, however, limiting their comparability. This indicator is expressed as a percentage (a÷b)*100.