Real interest rate in Armenia
Armenia: Real interest rate was 9.9% in 2025. ◆ Volatile
Real interest rate in Armenia, 1995–2025
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in %.
Analysis
The most recent figure for real interest rate in Armenia is 9.9%, measured in 2025.
Compared with earlier readings it is down 14.9% on the previous year and down 39.1% over ten years.
Over the whole period, real interest rate in Armenia peaked at 39.1% in 1996 and was at its lowest, -24.9%, in 1995.
Armenia ranks 27th of 148 countries on this measure, in the top quarter.
The series is highly variable year to year, so single readings are best treated with caution.
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1990s | 23.6% | -24.9% | 39.1% | 5 |
| 2000s | 16.5% | 10.4% | 33.4% | 10 |
| 2010s | 12.7% | 9.7% | 17.0% | 10 |
| 2020s | 8.0% | 3.5% | 11.6% | 6 |
Countries ranked near Armenia
More financial sector data for Armenia
- Domestic credit to private sector 70.5% (2025)
- Net domestic credit 9.58 trillion current LCU (2025)
- Total reserves in months of imports 3.41 (2025)
- Net foreign assets 305.82 billion current LCU (2025)
- Domestic credit to private sector by banks 68.7% (2025)
- Claims on central government, etc. 12.3% (2025)
- Monetary Sector credit to private sector 70.4% (2025)
- Broad money 61.3% (2025)
- Official exchange rate 387.01 LCU per US$, period average (2025)
- Net migration -29,013 (2025)
Frequently asked questions
- What is real interest rate in Armenia?
- Real interest rate in Armenia was 9.9% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest real interest rate recorded in Armenia?
- The highest recorded value was 39.1% in 1996.
- What is the lowest real interest rate recorded in Armenia?
- The lowest recorded value was -24.9% in 1995.
- How does Armenia rank for real interest rate?
- Armenia ranks 27th out of 148 countries with data for 2025.
- Is real interest rate rising or falling in Armenia?
- Over the last ten years it is down 39.1%. The long-run trend across the full record is volatile.
- Where does this Armenia data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Real interest rate (%). Statizoid updates them automatically from the source API.
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About this data
An interest rate is the amount charged, expressed as a percentage of the principal over a period of time, by the owners of certain kinds of financial assets for putting the financial assets at the disposal of another institutional unit. The real interest rate is the lending interest rate adjusted for inflation as measured by the GDP deflator. The terms and conditions attached to lending rates differ by country, however, limiting their comparability. This indicator is expressed as a percentage (a÷b)*100.