Real interest rate in Albania
Albania: Real interest rate was 4.0% in 2024. ◆ Volatile
Real interest rate in Albania, 1986–2024
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in %.
Analysis
In 2024, real interest rate in Albania stood at 4.0%.
That represents a change of up 584.0% on the previous year and down 37.9% over ten years.
Over the whole period, real interest rate in Albania peaked at 18.3% in 1999 and was at its lowest, -63.8%, in 1992.
That places Albania 83rd out of 148 countries with data for 2024, putting it in the middle of the range.
The series is highly variable year to year, so single readings are best treated with caution.
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1980s | 1.6% | 1.0% | 3.5% | 4 |
| 1990s | -12.0% | -63.8% | 18.3% | 9 |
| 2000s | 10.6% | 8.4% | 15.3% | 10 |
| 2010s | 7.3% | 3.4% | 10.6% | 10 |
| 2020s | 2.0% | -3.1% | 6.1% | 5 |
Countries ranked near Albania
More financial sector data for Albania
- Domestic credit to private sector 34.1% (2024)
- Net domestic credit 1.33 trillion current LCU (2024)
- Total reserves in months of imports 7.21 (2025)
- Net foreign assets 1.01 trillion current LCU (2024)
- Domestic credit to private sector by banks 31.5% (2024)
- Claims on central government, etc. 21.5% (2024)
- Monetary Sector credit to private sector 31.6% (2024)
- Broad money 70.9% (2024)
- Official exchange rate 93.12 LCU per US$, period average (2024)
- Net migration -24,230 (2025)
Frequently asked questions
- What is real interest rate in Albania?
- Real interest rate in Albania was 4.0% in 2024, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest real interest rate recorded in Albania?
- The highest recorded value was 18.3% in 1999.
- What is the lowest real interest rate recorded in Albania?
- The lowest recorded value was -63.8% in 1992.
- How does Albania rank for real interest rate?
- Albania ranks 83rd out of 148 countries with data for 2024.
- Is real interest rate rising or falling in Albania?
- Over the last ten years it is down 37.9%. The long-run trend across the full record is volatile.
- Where does this Albania data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Real interest rate (%). Statizoid updates them automatically from the source API.
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About this data
An interest rate is the amount charged, expressed as a percentage of the principal over a period of time, by the owners of certain kinds of financial assets for putting the financial assets at the disposal of another institutional unit. The real interest rate is the lending interest rate adjusted for inflation as measured by the GDP deflator. The terms and conditions attached to lending rates differ by country, however, limiting their comparability. This indicator is expressed as a percentage (a÷b)*100.