What is owns a debit card in Germany?

Owns a debit card in Germany was 94.8% in 2024, according to Global Findex Database.

What is the highest owns a debit card recorded in Germany?

The highest recorded value was 94.8% in 2024.

What is the lowest owns a debit card recorded in Germany?

The lowest recorded value was 88.0% in 2011.

How does Germany rank for owns a debit card?

Germany ranks 11th out of 116 countries with data for 2024.

Is owns a debit card rising or falling in Germany?

Over the last ten years it is up 3.0%. The long-run trend across the full record is rising.

Where does this Germany data come from?

The figures come from Global Findex Database, published as part of Owns a debit card (% age 15+). Statizoid updates them automatically from the source API.

Owns a debit card in Germany

Name: Owns a debit card in Germany
Creator: Global Findex Database
License: CC BY 4.0 (World Bank Open Data)

Germany: Owns a debit card was 94.8% in 2024. ▲ Rising

Latest (2024)

94.8%

Change on year

up 0.8%

World rank

11th

of 116 countries

All-time high

94.8%

in 2024

All-time low

88.0%

in 2011

Years of data

2011–2024

Owns a debit card in Germany, 2011–2024

Source: Global Findex Database. Measured in % age 15+.

Analysis

The most recent figure for owns a debit card in Germany is 94.8%, measured in 2024. That is the highest value across all 5 years on record.

The figure is up 0.8% on the previous year and up 3.0% over ten years.

Over the whole period, owns a debit card in Germany peaked at 94.8% in 2024 and was at its lowest, 88.0%, in 2011.

Germany ranks 11th of 116 countries on this measure, in the top 10%.

Averages by decade

Decade	Average	Lowest	Highest	Years
2010s	90.2%	88.0%	92.0%	3
2020s	94.4%	94.0%	94.8%	2

Countries ranked near Germany

8 Austria 95.5% compare
9 Estonia 95.4% compare
10 Singapore 95.0% compare
12 Canada 94.5% compare
13 Ireland 94.2% compare
14 New Zealand 93.7% compare

See the full ranking of 127 places →

More reference data data for Germany

Number of child deaths per woman 0.0056 under-five deaths per woman (2024)
Fertility rate: births per woman 1.44 live births per woman (2023)
Fertility rate: births per woman 1.44 live births per woman (2023)
Fertility rate vs. Human Development Index 1.44 live births per woman (2023)
Human Development Index 0.959 (2023)
Rule of Law - Governance estimate 1.63 approx. -2.5 to +2.5 (2024)
Rule of Law - Governance score 84.95 0-100 (2024)
Voice and Accountability - Governance score 84.82 0-100 (2024)
Voice and Accountability - Governance estimate 1.6 approx. -2.5 to +2.5 (2024)
Political Stability - Governance score 68.02 0-100 (2024)

All data for Germany →

Frequently asked questions

What is owns a debit card in Germany?: Owns a debit card in Germany was 94.8% in 2024, according to Global Findex Database.
What is the highest owns a debit card recorded in Germany?: The highest recorded value was 94.8% in 2024.
What is the lowest owns a debit card recorded in Germany?: The lowest recorded value was 88.0% in 2011.
How does Germany rank for owns a debit card?: Germany ranks 11th out of 116 countries with data for 2024.
Is owns a debit card rising or falling in Germany?: Over the last ten years it is up 3.0%. The long-run trend across the full record is rising.
Where does this Germany data come from?: The figures come from Global Findex Database, published as part of Owns a debit card (% age 15+). Statizoid updates them automatically from the source API.

Download this data

CSV · JSON — 5 observations, free to reuse under CC BY 4.0 (World Bank Open Data).

About this data

Indicator: Owns a debit card (% age 15+)
Unit: % age 15+
Source: Global Findex Database
Licence: CC BY 4.0 (World Bank Open Data)
Coverage: 127 places, 635 data points, 2011–2024
Last refreshed: 06 August 2026

The percentage of respondents who report having an ATM or debit card, (% age 15+)