Lending interest rate in Thailand
Thailand: Lending interest rate was 3.9% in 2025. ◆ Volatile
Lending interest rate in Thailand, 1976–2025
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in %.
Analysis
In 2025, lending interest rate in Thailand stood at 3.9%.
That represents a change of down 12.7% on the previous year and down 16.7% over ten years.
Over the whole period, lending interest rate in Thailand peaked at 17.2% in 1981 and was at its lowest, 3.1%, in 2021.
Thailand ranks 140th of 148 countries on this measure, in the bottom quarter.
The series is highly variable year to year, so single readings are best treated with caution.
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1970s | 11.5% | 10.9% | 13.0% | 4 |
| 1980s | 14.7% | 11.5% | 17.2% | 10 |
| 1990s | 12.8% | 9.0% | 15.4% | 10 |
| 2000s | 5.9% | 4.6% | 7.8% | 8 |
| 2010s | 4.6% | 4.1% | 5.2% | 10 |
| 2020s | 3.7% | 3.1% | 4.5% | 6 |
Countries ranked near Thailand
- 137 South Korea 4.2% compare
- 138 Chile 4.2% compare
- 139 Italy 4.1% compare
- 141 Sweden 3.7% compare
- 142 United States 3.2% compare
- 143 Switzerland 3.0% compare
More financial sector data for Thailand
- Net migration 27,509 (2025)
- Total reserves in months of imports 8.03 (2025)
- Net domestic credit 27.91 trillion current LCU (2025)
- Domestic credit to private sector by banks 111.8% (2025)
- Net foreign assets 9.51 trillion current LCU (2025)
- Claims on central government, etc. 46.6% (2025)
- Monetary Sector credit to private sector 111.8% (2025)
- Domestic credit to private sector 143.1% (2025)
- Broad money 141.0% (2024)
- Official exchange rate 32.88 LCU per US$, period average (2025)
Frequently asked questions
- What is lending interest rate in Thailand?
- Lending interest rate in Thailand was 3.9% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest lending interest rate recorded in Thailand?
- The highest recorded value was 17.2% in 1981.
- What is the lowest lending interest rate recorded in Thailand?
- The lowest recorded value was 3.1% in 2021.
- How does Thailand rank for lending interest rate?
- Thailand ranks 140th out of 148 countries with data for 2025.
- Is lending interest rate rising or falling in Thailand?
- Over the last ten years it is down 16.7%. The long-run trend across the full record is volatile.
- Where does this Thailand data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Lending interest rate (%). Statizoid updates them automatically from the source API.
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About this data
Lending rate is the bank rate that usually meets the short- and medium-term financing needs of the private sector. This rate is normally differentiated according to creditworthiness of borrowers and objectives of financing. The terms and conditions attached to these rates differ by country, however, limiting their comparability.