Lending interest rate in Switzerland
Switzerland: Lending interest rate was 3.0% in 2024. ▼ Falling
Lending interest rate in Switzerland, 2008–2024
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in %.
Analysis
Switzerland recorded 3.0% for lending interest rate in 2024.
Compared with earlier readings it is up 3.9% on the previous year and up 10.6% over ten years.
Over the whole period, lending interest rate in Switzerland peaked at 3.3% in 2008 and was at its lowest, 2.6%, in 2018.
Switzerland ranks 143rd of 148 countries on this measure, in the bottom quarter.
The long-run direction has been consistently falling across the 17 years of available data.
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 3.0% | 2.8% | 3.3% | 2 |
| 2010s | 2.7% | 2.6% | 2.7% | 10 |
| 2020s | 2.8% | 2.6% | 3.0% | 5 |
Countries ranked near Switzerland
More financial sector data for Switzerland
- Net migration 37,253 (2025)
- Total reserves in months of imports 13.2 (2025)
- Net domestic credit 1.18 trillion current LCU (2016)
- Domestic credit to private sector by banks 167.8% (2016)
- Net foreign assets 506.31 billion current LCU (2016)
- Claims on central government, etc. 4.2% (2016)
- Monetary Sector credit to private sector 167.8% (2016)
- Domestic credit to private sector 167.8% (2016)
- Broad money 181.9% (2016)
- Official exchange rate 0.8314 LCU per US$, period average (2025)
Frequently asked questions
- What is lending interest rate in Switzerland?
- Lending interest rate in Switzerland was 3.0% in 2024, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest lending interest rate recorded in Switzerland?
- The highest recorded value was 3.3% in 2008.
- What is the lowest lending interest rate recorded in Switzerland?
- The lowest recorded value was 2.6% in 2018.
- How does Switzerland rank for lending interest rate?
- Switzerland ranks 143rd out of 148 countries with data for 2024.
- Is lending interest rate rising or falling in Switzerland?
- Over the last ten years it is up 10.6%. The long-run trend across the full record is falling.
- Where does this Switzerland data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Lending interest rate (%). Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 17 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Lending rate is the bank rate that usually meets the short- and medium-term financing needs of the private sector. This rate is normally differentiated according to creditworthiness of borrowers and objectives of financing. The terms and conditions attached to these rates differ by country, however, limiting their comparability.