Lending interest rate in Peru
Peru: Lending interest rate was 12.6% in 2022. ◆ Volatile
Lending interest rate in Peru, 1985–2022
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in %.
Analysis
Peru recorded 12.6% for lending interest rate in 2022.
The figure is up 14.7% on the previous year and down 34.5% over ten years.
Over the whole period, lending interest rate in Peru peaked at 4,260.0% in 1990 and was at its lowest, 11.0%, in 2021.
That places Peru 45th out of 148 countries with data for 2022, putting it in the middle of the range.
The series is highly variable year to year, so single readings are best treated with caution.
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1980s | 327.5% | 31.9% | 1,352.5% | 5 |
| 1990s | 539.5% | 30.9% | 4,260.0% | 10 |
| 2000s | 23.8% | 20.8% | 30.0% | 10 |
| 2010s | 16.9% | 14.4% | 19.2% | 10 |
| 2020s | 12.2% | 11.0% | 12.9% | 3 |
Countries ranked near Peru
More financial sector data for Peru
- Net migration 11,931 (2025)
- Total reserves in months of imports 10.42 (2025)
- Net domestic credit 436.63 billion current LCU (2024)
- Domestic credit to private sector by banks 39.6% (2024)
- Net foreign assets 269.92 billion current LCU (2024)
- Claims on central government, etc. -0.6% (2024)
- Monetary Sector credit to private sector 39.6% (2024)
- Domestic credit to private sector 39.6% (2024)
- Broad money 61.6% (2022)
- Official exchange rate 3.57 LCU per US$, period average (2025)
Frequently asked questions
- What is lending interest rate in Peru?
- Lending interest rate in Peru was 12.6% in 2022, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest lending interest rate recorded in Peru?
- The highest recorded value was 4,260.0% in 1990.
- What is the lowest lending interest rate recorded in Peru?
- The lowest recorded value was 11.0% in 2021.
- How does Peru rank for lending interest rate?
- Peru ranks 45th out of 148 countries with data for 2022.
- Is lending interest rate rising or falling in Peru?
- Over the last ten years it is down 34.5%. The long-run trend across the full record is volatile.
- Where does this Peru data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Lending interest rate (%). Statizoid updates them automatically from the source API.
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About this data
Lending rate is the bank rate that usually meets the short- and medium-term financing needs of the private sector. This rate is normally differentiated according to creditworthiness of borrowers and objectives of financing. The terms and conditions attached to these rates differ by country, however, limiting their comparability.