Lending interest rate in Guatemala
Guatemala: Lending interest rate was 12.9% in 2025. ▼ Falling
Lending interest rate in Guatemala, 1997–2025
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in %.
Analysis
Guatemala recorded 12.9% for lending interest rate in 2025.
The figure is up 3.7% on the previous year and down 2.8% over ten years.
Over the whole period, lending interest rate in Guatemala peaked at 20.9% in 2000 and was at its lowest, 11.9%, in 2022.
That places Guatemala 43rd out of 148 countries with data for 2025, putting it in the middle of the range.
The long-run direction has been consistently falling across the 29 years of available data.
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1990s | 18.2% | 16.6% | 19.5% | 3 |
| 2000s | 15.1% | 12.8% | 20.9% | 10 |
| 2010s | 13.3% | 12.7% | 13.8% | 10 |
| 2020s | 12.3% | 11.9% | 12.9% | 6 |
Countries ranked near Guatemala
More financial sector data for Guatemala
- Net migration -7,959 (2025)
- Total reserves in months of imports 7.39 (2024)
- Net domestic credit 471.20 billion current LCU (2025)
- Domestic credit to private sector by banks 36.7% (2025)
- Net foreign assets 220.27 billion current LCU (2025)
- Claims on central government, etc. 8.6% (2025)
- Monetary Sector credit to private sector 36.7% (2025)
- Domestic credit to private sector 37.2% (2025)
- Broad money 60.4% (2025)
- Official exchange rate 7.68 LCU per US$, period average (2025)
Frequently asked questions
- What is lending interest rate in Guatemala?
- Lending interest rate in Guatemala was 12.9% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest lending interest rate recorded in Guatemala?
- The highest recorded value was 20.9% in 2000.
- What is the lowest lending interest rate recorded in Guatemala?
- The lowest recorded value was 11.9% in 2022.
- How does Guatemala rank for lending interest rate?
- Guatemala ranks 43rd out of 148 countries with data for 2025.
- Is lending interest rate rising or falling in Guatemala?
- Over the last ten years it is down 2.8%. The long-run trend across the full record is falling.
- Where does this Guatemala data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Lending interest rate (%). Statizoid updates them automatically from the source API.
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CSV · JSON — 29 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Lending rate is the bank rate that usually meets the short- and medium-term financing needs of the private sector. This rate is normally differentiated according to creditworthiness of borrowers and objectives of financing. The terms and conditions attached to these rates differ by country, however, limiting their comparability.