Lending interest rate in Pakistan
Pakistan: Lending interest rate was 8.7% in 2021. ▼ Falling
Lending interest rate in Pakistan, 2004–2021
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in %.
Analysis
Pakistan recorded 8.7% for lending interest rate in 2021.
The figure is down 19.4% on the previous year and down 39.9% over ten years.
Over the whole period, lending interest rate in Pakistan peaked at 14.5% in 2009 and was at its lowest, 7.3%, in 2004.
Pakistan ranks 70th of 148 countries on this measure, in the middle of the range.
The long-run direction has been consistently falling across the 18 years of available data.
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 11.1% | 7.3% | 14.5% | 6 |
| 2010s | 11.4% | 8.2% | 14.4% | 10 |
| 2020s | 9.7% | 8.7% | 10.8% | 2 |
Countries ranked near Pakistan
More financial sector data for Pakistan
- Net migration -1.24 million (2025)
- Total reserves in months of imports 3.76 (2025)
- Net domestic credit 55.96 trillion current LCU (2025)
- Domestic credit to private sector by banks 10.7% (2025)
- Net foreign assets -249.12 billion current LCU (2025)
- Claims on central government, etc. 36.0% (2025)
- Monetary Sector credit to private sector 10.7% (2025)
- Domestic credit to private sector 10.7% (2025)
- Broad money 40.9% (2025)
- Official exchange rate 281.14 LCU per US$, period average (2025)
Frequently asked questions
- What is lending interest rate in Pakistan?
- Lending interest rate in Pakistan was 8.7% in 2021, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest lending interest rate recorded in Pakistan?
- The highest recorded value was 14.5% in 2009.
- What is the lowest lending interest rate recorded in Pakistan?
- The lowest recorded value was 7.3% in 2004.
- How does Pakistan rank for lending interest rate?
- Pakistan ranks 70th out of 148 countries with data for 2021.
- Is lending interest rate rising or falling in Pakistan?
- Over the last ten years it is down 39.9%. The long-run trend across the full record is falling.
- Where does this Pakistan data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Lending interest rate (%). Statizoid updates them automatically from the source API.
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About this data
Lending rate is the bank rate that usually meets the short- and medium-term financing needs of the private sector. This rate is normally differentiated according to creditworthiness of borrowers and objectives of financing. The terms and conditions attached to these rates differ by country, however, limiting their comparability.