Lending interest rate in Moldova

Moldova: Lending interest rate was 9.0% in 2025. ◆ Volatile

Latest (2025)
9.0%
Change on year
up 0.9%
World rank
68th
of 148 countries
All-time high
40.8%
in 1995
All-time low
7.4%
in 2021
Years of data
31
1995–2025

Lending interest rate in Moldova, 1995–2025

102030401995201020251995: 40.8 %1996: 36.7 %1997: 33.3 %1998: 30.8 %1999: 35.5 %2000: 33.8 %2001: 28.7 %2002: 23.5 %2003: 19.3 %2004: 20.9 %2005: 19.3 %2006: 18.1 %2007: 18.8 %2008: 21.1 %2009: 20.5 %2010: 16.4 %2011: 14.4 %2012: 13.4 %2013: 12.3 %2014: 11 %2015: 14.1 %2016: 14.3 %2017: 10.4 %2018: 8.8 %2019: 8.2 %2020: 8.2 %2021: 7.4 %2022: 11.8 %2023: 12.3 %2024: 8.9 %2025: 9 %

Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in %.

Analysis

In 2025, lending interest rate in Moldova stood at 9.0%.

Compared with earlier readings it is up 0.9% on the previous year and down 36.5% over ten years.

Over the whole period, lending interest rate in Moldova peaked at 40.8% in 1995 and was at its lowest, 7.4%, in 2021.

That places Moldova 68th out of 148 countries with data for 2025, putting it in the middle of the range.

The series is highly variable year to year, so single readings are best treated with caution.

Averages by decade

DecadeAverage LowestHighest Years
1990s 35.4% 30.8% 40.8% 5
2000s 22.4% 18.1% 33.8% 10
2010s 12.3% 8.2% 16.4% 10
2020s 9.6% 7.4% 12.3% 6

Countries ranked near Moldova

  1. 65 Vietnam 9.3% compare
  2. 66 Nicaragua 9.2% compare
  3. 67 Mauritius 9.0% compare
  4. 69 Mexico 8.8% compare
  5. 70 Pakistan 8.7% compare
  6. 71 Bangladesh 8.6% compare

See the full ranking of 148 places →

More financial sector data for Moldova

All data for Moldova →

Frequently asked questions

What is lending interest rate in Moldova?
Lending interest rate in Moldova was 9.0% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
What is the highest lending interest rate recorded in Moldova?
The highest recorded value was 40.8% in 1995.
What is the lowest lending interest rate recorded in Moldova?
The lowest recorded value was 7.4% in 2021.
How does Moldova rank for lending interest rate?
Moldova ranks 68th out of 148 countries with data for 2025.
Is lending interest rate rising or falling in Moldova?
Over the last ten years it is down 36.5%. The long-run trend across the full record is volatile.
Where does this Moldova data come from?
The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Lending interest rate (%). Statizoid updates them automatically from the source API.

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About this data

Indicator
Lending interest rate (%)
Unit
%
Source
International Financial Statistics database, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
148 places, 4,788 data points, 1960–2025
Last refreshed

Lending rate is the bank rate that usually meets the short- and medium-term financing needs of the private sector. This rate is normally differentiated according to creditworthiness of borrowers and objectives of financing. The terms and conditions attached to these rates differ by country, however, limiting their comparability.