Lending interest rate in Montenegro
Montenegro: Lending interest rate was 6.3% in 2025. ▼ Falling
Lending interest rate in Montenegro, 2005–2025
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in %.
Analysis
The most recent figure for lending interest rate in Montenegro is 6.3%, measured in 2025.
Compared with earlier readings it is down 4.2% on the previous year and down 29.3% over ten years.
Over the whole period, lending interest rate in Montenegro peaked at 12.4% in 2005 and was at its lowest, 5.6%, in 2022.
Montenegro ranks 99th of 148 countries on this measure, in the middle of the range.
The long-run direction has been consistently falling across the 21 years of available data.
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 10.3% | 9.2% | 12.4% | 5 |
| 2010s | 8.4% | 6.2% | 9.7% | 10 |
| 2020s | 6.1% | 5.6% | 6.6% | 6 |
Countries ranked near Montenegro
- 96 Saint Kitts and Nevis 6.5% compare
- 97 Albania 6.4% compare
- 98 Antigua and Barbuda 6.4% compare
- 100 Botswana 6.3% compare
- 101 Saint Lucia 6.3% compare
- 102 Benin 6.2% compare
- 102 Burkina Faso 6.2% compare
More financial sector data for Montenegro
- Net migration -9,279 (2025)
- Total reserves in months of imports 3.95 (2025)
- Net domestic credit 3.65 billion current LCU (2024)
- Domestic credit to private sector by banks 50.9% (2025)
- Net foreign assets 1.81 billion current LCU (2024)
- Claims on central government, etc. 0.6% (2024)
- Monetary Sector credit to private sector 45.3% (2024)
- Domestic credit to private sector 45.3% (2024)
- Broad money 58.4% (2025)
- Official exchange rate 0.8871 LCU per US$, period average (2025)
Frequently asked questions
- What is lending interest rate in Montenegro?
- Lending interest rate in Montenegro was 6.3% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest lending interest rate recorded in Montenegro?
- The highest recorded value was 12.4% in 2005.
- What is the lowest lending interest rate recorded in Montenegro?
- The lowest recorded value was 5.6% in 2022.
- How does Montenegro rank for lending interest rate?
- Montenegro ranks 99th out of 148 countries with data for 2025.
- Is lending interest rate rising or falling in Montenegro?
- Over the last ten years it is down 29.3%. The long-run trend across the full record is falling.
- Where does this Montenegro data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Lending interest rate (%). Statizoid updates them automatically from the source API.
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CSV · JSON — 21 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Lending rate is the bank rate that usually meets the short- and medium-term financing needs of the private sector. This rate is normally differentiated according to creditworthiness of borrowers and objectives of financing. The terms and conditions attached to these rates differ by country, however, limiting their comparability.