Lending interest rate in Albania
Albania: Lending interest rate was 6.4% in 2024. ◆ Volatile
Lending interest rate in Albania, 1986–2024
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in %.
Analysis
Albania recorded 6.4% for lending interest rate in 2024.
The figure is up 1.4% on the previous year and down 19.2% over ten years.
Over the whole period, lending interest rate in Albania peaked at 32.7% in 1997 and was at its lowest, 1.0%, in 1986.
Albania ranks 97th of 148 countries on this measure, in the middle of the range.
The series is highly variable year to year, so single readings are best treated with caution.
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1980s | 1.0% | 1.0% | 1.0% | 4 |
| 1990s | 19.3% | 1.0% | 32.7% | 9 |
| 2000s | 14.9% | 11.8% | 22.1% | 10 |
| 2010s | 8.7% | 5.9% | 12.8% | 10 |
| 2020s | 6.3% | 6.0% | 6.5% | 5 |
Countries ranked near Albania
- 94 Grenada 6.9% compare
- 96 Saint Kitts and Nevis 6.5% compare
- 98 Antigua and Barbuda 6.4% compare
- 99 Montenegro 6.3% compare
- 100 Botswana 6.3% compare
More financial sector data for Albania
- Net migration -24,230 (2025)
- Total reserves in months of imports 7.21 (2025)
- Net domestic credit 1.33 trillion current LCU (2024)
- Domestic credit to private sector by banks 31.5% (2024)
- Net foreign assets 1.01 trillion current LCU (2024)
- Claims on central government, etc. 21.5% (2024)
- Monetary Sector credit to private sector 31.6% (2024)
- Domestic credit to private sector 34.1% (2024)
- Broad money 70.9% (2024)
- Official exchange rate 93.12 LCU per US$, period average (2024)
Frequently asked questions
- What is lending interest rate in Albania?
- Lending interest rate in Albania was 6.4% in 2024, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest lending interest rate recorded in Albania?
- The highest recorded value was 32.7% in 1997.
- What is the lowest lending interest rate recorded in Albania?
- The lowest recorded value was 1.0% in 1986.
- How does Albania rank for lending interest rate?
- Albania ranks 97th out of 148 countries with data for 2024.
- Is lending interest rate rising or falling in Albania?
- Over the last ten years it is down 19.2%. The long-run trend across the full record is volatile.
- Where does this Albania data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Lending interest rate (%). Statizoid updates them automatically from the source API.
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About this data
Lending rate is the bank rate that usually meets the short- and medium-term financing needs of the private sector. This rate is normally differentiated according to creditworthiness of borrowers and objectives of financing. The terms and conditions attached to these rates differ by country, however, limiting their comparability.