What is owns a debit card in Ghana?

Owns a debit card in Ghana was 14.8% in 2024, according to Global Findex Database.

What is the highest owns a debit card recorded in Ghana?

The highest recorded value was 18.6% in 2017.

What is the lowest owns a debit card recorded in Ghana?

The lowest recorded value was 9.8% in 2014.

How does Ghana rank for owns a debit card?

Ghana ranks 93rd out of 116 countries with data for 2024.

Is owns a debit card rising or falling in Ghana?

Over the last ten years it is up 50.8%. The long-run trend across the full record is rising.

Where does this Ghana data come from?

The figures come from Global Findex Database, published as part of Owns a debit card (% age 15+). Statizoid updates them automatically from the source API.

Owns a debit card in Ghana

Name: Owns a debit card in Ghana
Creator: Global Findex Database
License: CC BY 4.0 (World Bank Open Data)

Ghana: Owns a debit card was 14.8% in 2024. ▲ Rising

Latest (2024)

14.8%

Change on year

down 15.0%

World rank

93rd

of 116 countries

All-time high

18.6%

in 2017

All-time low

9.8%

in 2014

Years of data

2011–2024

Owns a debit card in Ghana, 2011–2024

Source: Global Findex Database. Measured in % age 15+.

Analysis

In 2024, owns a debit card in Ghana stood at 14.8%.

Compared with earlier readings it is down 15.0% on the previous year and up 50.8% over ten years.

Over the whole period, owns a debit card in Ghana peaked at 18.6% in 2017 and was at its lowest, 9.8%, in 2014.

That places Ghana 93rd out of 116 countries with data for 2024, putting it in the bottom quarter.

Averages by decade

Decade	Average	Lowest	Highest	Years
2010s	13.3%	9.8%	18.6%	3
2020s	16.1%	14.8%	17.4%	2

Countries ranked near Ghana

90 Guatemala 18.1% compare
91 Nepal 17.6% compare
92 Zimbabwe 17.4% compare
94 Tanzania 14.1% compare
95 Nicaragua 13.8% compare
96 Lebanon 13.4% compare

See the full ranking of 127 places →

More reference data data for Ghana

Number of child deaths per woman 0.1281 under-five deaths per woman (2024)
Fertility rate: births per woman 3.4 live births per woman (2023)
Fertility rate vs. Human Development Index 3.4 live births per woman (2023)
Fertility rate: births per woman 3.4 live births per woman (2023)
Human Development Index 0.628 (2023)
Rule of Law - Governance score 57.89 0-100 (2024)
Rule of Law - Governance estimate 0.054 approx. -2.5 to +2.5 (2024)
Voice and Accountability - Governance score 60.43 0-100 (2024)
Voice and Accountability - Governance estimate 0.2043 approx. -2.5 to +2.5 (2024)
Political Stability - Governance estimate 0.0115 approx. -2.5 to +2.5 (2024)

All data for Ghana →

Frequently asked questions

What is owns a debit card in Ghana?: Owns a debit card in Ghana was 14.8% in 2024, according to Global Findex Database.
What is the highest owns a debit card recorded in Ghana?: The highest recorded value was 18.6% in 2017.
What is the lowest owns a debit card recorded in Ghana?: The lowest recorded value was 9.8% in 2014.
How does Ghana rank for owns a debit card?: Ghana ranks 93rd out of 116 countries with data for 2024.
Is owns a debit card rising or falling in Ghana?: Over the last ten years it is up 50.8%. The long-run trend across the full record is rising.
Where does this Ghana data come from?: The figures come from Global Findex Database, published as part of Owns a debit card (% age 15+). Statizoid updates them automatically from the source API.

Download this data

CSV · JSON — 5 observations, free to reuse under CC BY 4.0 (World Bank Open Data).

About this data

Indicator: Owns a debit card (% age 15+)
Unit: % age 15+
Source: Global Findex Database
Licence: CC BY 4.0 (World Bank Open Data)
Coverage: 127 places, 635 data points, 2011–2024
Last refreshed: 06 August 2026

The percentage of respondents who report having an ATM or debit card, (% age 15+)