What is owns a debit card in Finland?

Owns a debit card in Finland was 98.9% in 2024, according to Global Findex Database.

What is the highest owns a debit card recorded in Finland?

The highest recorded value was 98.9% in 2024.

What is the lowest owns a debit card recorded in Finland?

The lowest recorded value was 89.3% in 2011.

How does Finland rank for owns a debit card?

Finland ranks 1st out of 116 countries with data for 2024.

Is owns a debit card rising or falling in Finland?

Over the last ten years it is up 2.3%. The long-run trend across the full record is rising.

Where does this Finland data come from?

The figures come from Global Findex Database, published as part of Owns a debit card (% age 15+). Statizoid updates them automatically from the source API.

Owns a debit card in Finland

Name: Owns a debit card in Finland
Creator: Global Findex Database
License: CC BY 4.0 (World Bank Open Data)

Finland: Owns a debit card was 98.9% in 2024. ▲ Rising

Latest (2024)

98.9%

Change on year

up 1.5%

World rank

1st

of 116 countries

All-time high

98.9%

in 2024

All-time low

89.3%

in 2011

Years of data

2011–2024

Owns a debit card in Finland, 2011–2024

Source: Global Findex Database. Measured in % age 15+.

Analysis

In 2024, owns a debit card in Finland stood at 98.9%. That is the highest value across all 5 years on record.

Compared with earlier readings it is up 1.5% on the previous year and up 2.3% over ten years.

Over the whole period, owns a debit card in Finland peaked at 98.9% in 2024 and was at its lowest, 89.3%, in 2011.

That places Finland 1st out of 116 countries with data for 2024, putting it in the top 10%.

Averages by decade

Decade	Average	Lowest	Highest	Years
2010s	94.8%	89.3%	98.3%	3
2020s	98.2%	97.4%	98.9%	2

Countries ranked near Finland

2 Sweden 97.8% compare
3 Denmark 97.3% compare
4 Netherlands 97.2% compare

See the full ranking of 127 places →

More reference data data for Finland

Number of child deaths per woman 0.0042 under-five deaths per woman (2024)
Fertility rate vs. Human Development Index 1.28 live births per woman (2023)
Fertility rate: births per woman 1.28 live births per woman (2023)
Fertility rate: births per woman 1.28 live births per woman (2023)
Human Development Index 0.948 (2023)
Rule of Law - Governance estimate 2.02 approx. -2.5 to +2.5 (2024)
Rule of Law - Governance score 91.75 0-100 (2024)
Voice and Accountability - Governance estimate 1.85 approx. -2.5 to +2.5 (2024)
Voice and Accountability - Governance score 89.29 0-100 (2024)
Political Stability - Governance score 80.12 0-100 (2024)

All data for Finland →

Frequently asked questions

What is owns a debit card in Finland?: Owns a debit card in Finland was 98.9% in 2024, according to Global Findex Database.
What is the highest owns a debit card recorded in Finland?: The highest recorded value was 98.9% in 2024.
What is the lowest owns a debit card recorded in Finland?: The lowest recorded value was 89.3% in 2011.
How does Finland rank for owns a debit card?: Finland ranks 1st out of 116 countries with data for 2024.
Is owns a debit card rising or falling in Finland?: Over the last ten years it is up 2.3%. The long-run trend across the full record is rising.
Where does this Finland data come from?: The figures come from Global Findex Database, published as part of Owns a debit card (% age 15+). Statizoid updates them automatically from the source API.

Download this data

CSV · JSON — 5 observations, free to reuse under CC BY 4.0 (World Bank Open Data).

About this data

Indicator: Owns a debit card (% age 15+)
Unit: % age 15+
Source: Global Findex Database
Licence: CC BY 4.0 (World Bank Open Data)
Coverage: 127 places, 635 data points, 2011–2024
Last refreshed: 06 August 2026

The percentage of respondents who report having an ATM or debit card, (% age 15+)