Lending interest rate in Malaysia
Malaysia: Lending interest rate was 4.8% in 2025. ▼ Falling
Lending interest rate in Malaysia, 1969–2025
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in %.
Analysis
Malaysia recorded 4.8% for lending interest rate in 2025.
The figure is down 8.7% on the previous year and up 5.7% over ten years.
Over the whole period, lending interest rate in Malaysia peaked at 12.6% in 1985 and was at its lowest, 3.4%, in 2021.
That places Malaysia 125th out of 148 countries with data for 2025, putting it in the bottom quarter.
The long-run direction has been consistently falling across the 57 years of available data.
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1960s | 9.1% | 9.1% | 9.1% | 1 |
| 1970s | 9.7% | 8.9% | 11.2% | 10 |
| 1980s | 11.2% | 8.9% | 12.6% | 10 |
| 1990s | 9.7% | 8.6% | 12.1% | 10 |
| 2000s | 6.4% | 5.1% | 7.7% | 10 |
| 2010s | 4.7% | 4.5% | 5.0% | 10 |
| 2020s | 4.5% | 3.4% | 5.3% | 6 |
Countries ranked near Malaysia
More financial sector data for Malaysia
- Net migration 166,615 (2025)
- Total reserves in months of imports 4.45 (2024)
- Net domestic credit 2.96 trillion current LCU (2025)
- Domestic credit to private sector by banks 117.9% (2025)
- Net foreign assets 289.80 billion current LCU (2025)
- Claims on central government, etc. 17.6% (2025)
- Monetary Sector credit to private sector 117.9% (2025)
- Domestic credit to private sector 117.9% (2025)
- Broad money 120.6% (2025)
- Official exchange rate 4.28 LCU per US$, period average (2025)
Frequently asked questions
- What is lending interest rate in Malaysia?
- Lending interest rate in Malaysia was 4.8% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest lending interest rate recorded in Malaysia?
- The highest recorded value was 12.6% in 1985.
- What is the lowest lending interest rate recorded in Malaysia?
- The lowest recorded value was 3.4% in 2021.
- How does Malaysia rank for lending interest rate?
- Malaysia ranks 125th out of 148 countries with data for 2025.
- Is lending interest rate rising or falling in Malaysia?
- Over the last ten years it is up 5.7%. The long-run trend across the full record is falling.
- Where does this Malaysia data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Lending interest rate (%). Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 57 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Lending rate is the bank rate that usually meets the short- and medium-term financing needs of the private sector. This rate is normally differentiated according to creditworthiness of borrowers and objectives of financing. The terms and conditions attached to these rates differ by country, however, limiting their comparability.