Lending interest rate in Macao

Macao: Lending interest rate was 5.5% in 2025. ▼ Falling

Latest (2025)
5.5%
Change on year
down 9.4%
World rank
111th
of 148 countries
All-time high
11.0%
in 1998
All-time low
5.2%
in 2009
Years of data
40
1986–2025

Lending interest rate in Macao, 1986–2025

02.557.5101986200520251986: 6.5 %1987: 6.6 %1988: 8.1 %1989: 10.5 %1990: 10.4 %1991: 9.4 %1992: 7.2 %1993: 6.5 %1994: 8 %1995: 9.9 %1996: 9.6 %1997: 9.7 %1998: 11 %1999: 9.5 %2000: 9.9 %2001: 8 %2002: 6.1 %2003: 6 %2004: 6 %2005: 7 %2006: 8.8 %2007: 7.8 %2008: 5.4 %2009: 5.2 %2010: 5.2 %2011: 5.2 %2012: 5.2 %2013: 5.2 %2014: 5.2 %2015: 5.2 %2016: 5.2 %2017: 5.2 %2018: 5.3 %2019: 5.4 %2020: 5.3 %2021: 5.3 %2022: 5.3 %2023: 6 %2024: 6 %2025: 5.5 %

Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in %.

Analysis

Macao recorded 5.5% for lending interest rate in 2025.

Compared with earlier readings it is down 9.4% on the previous year and up 3.8% over ten years.

Over the whole period, lending interest rate in Macao peaked at 11.0% in 1998 and was at its lowest, 5.2%, in 2009.

Macao ranks 111th of 148 countries on this measure, in the middle of the range.

The long-run direction has been consistently falling across the 40 years of available data.

Averages by decade

DecadeAverage LowestHighest Years
1980s 7.9% 6.5% 10.5% 4
1990s 9.1% 6.5% 11.0% 10
2000s 7.0% 5.2% 9.9% 10
2010s 5.3% 5.2% 5.4% 10
2020s 5.6% 5.3% 6.0% 6

Countries ranked near Macao

  1. 108 Palestine 5.6% compare
  2. 109 Brunei 5.5% compare
  3. 110 Oman 5.5% compare
  4. 112 North Macedonia 5.4% compare
  5. 113 Cote d'Ivoire 5.3% compare
  6. 113 Guinea-Bissau 5.3% compare
  7. 113 Mali 5.3% compare
  8. 113 Niger 5.3% compare
  9. 113 Senegal 5.3% compare
  10. 113 Togo 5.3% compare

See the full ranking of 148 places →

More financial sector data for Macao

All data for Macao →

Frequently asked questions

What is lending interest rate in Macao?
Lending interest rate in Macao was 5.5% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
What is the highest lending interest rate recorded in Macao?
The highest recorded value was 11.0% in 1998.
What is the lowest lending interest rate recorded in Macao?
The lowest recorded value was 5.2% in 2009.
How does Macao rank for lending interest rate?
Macao ranks 111th out of 148 countries with data for 2025.
Is lending interest rate rising or falling in Macao?
Over the last ten years it is up 3.8%. The long-run trend across the full record is falling.
Where does this Macao data come from?
The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Lending interest rate (%). Statizoid updates them automatically from the source API.

Download this data

CSV · JSON — 40 observations, free to reuse under CC BY 4.0 (World Bank Open Data).

About this data

Indicator
Lending interest rate (%)
Unit
%
Source
International Financial Statistics database, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
148 places, 4,788 data points, 1960–2025
Last refreshed

Lending rate is the bank rate that usually meets the short- and medium-term financing needs of the private sector. This rate is normally differentiated according to creditworthiness of borrowers and objectives of financing. The terms and conditions attached to these rates differ by country, however, limiting their comparability.