Lending interest rate in Japan
Japan: Lending interest rate was 1.0% in 2017. ▼ Falling
Lending interest rate in Japan, 1993–2017
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in %.
Analysis
In 2017, lending interest rate in Japan stood at 1.0%. That is the lowest value across all 25 years on record.
The figure is down 4.9% on the previous year and down 47.2% over ten years.
Over the whole period, lending interest rate in Japan peaked at 4.9% in 1993 and was at its lowest, 1.0%, in 2017.
Japan ranks 147th of 148 countries on this measure, in the bottom quarter.
The long-run direction has been consistently falling across the 25 years of available data.
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1990s | 3.2% | 2.2% | 4.9% | 7 |
| 2000s | 1.8% | 1.7% | 2.1% | 10 |
| 2010s | 1.3% | 1.0% | 1.6% | 8 |
Countries ranked near Japan
- 144 Israel 3.0% compare
- 145 Canada 2.7% compare
- 146 Netherlands 1.5% compare
- 148 United Kingdom 0.5% compare
More financial sector data for Japan
- Net migration 140,579 (2025)
- Total reserves in months of imports 14.01 (2025)
- Net domestic credit 1,825.99 trillion current LCU (2025)
- Domestic credit to private sector by banks 115.9% (2025)
- Net foreign assets 70.71 trillion current LCU (2025)
- Claims on central government, etc. 117.4% (2025)
- Monetary Sector credit to private sector 116.3% (2025)
- Domestic credit to private sector 187.4% (2025)
- Broad money 246.8% (2025)
- Official exchange rate 149.66 LCU per US$, period average (2025)
Frequently asked questions
- What is lending interest rate in Japan?
- Lending interest rate in Japan was 1.0% in 2017, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest lending interest rate recorded in Japan?
- The highest recorded value was 4.9% in 1993.
- What is the lowest lending interest rate recorded in Japan?
- The lowest recorded value was 1.0% in 2017.
- How does Japan rank for lending interest rate?
- Japan ranks 147th out of 148 countries with data for 2017.
- Is lending interest rate rising or falling in Japan?
- Over the last ten years it is down 47.2%. The long-run trend across the full record is falling.
- Where does this Japan data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Lending interest rate (%). Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 25 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Lending rate is the bank rate that usually meets the short- and medium-term financing needs of the private sector. This rate is normally differentiated according to creditworthiness of borrowers and objectives of financing. The terms and conditions attached to these rates differ by country, however, limiting their comparability.