Lending interest rate in Indonesia
Indonesia: Lending interest rate was 8.5% in 2025. ▼ Falling
Lending interest rate in Indonesia, 1986–2025
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in %.
Analysis
In 2025, lending interest rate in Indonesia stood at 8.5%. That is the lowest value across all 40 years on record.
Compared with earlier readings it is down 3.3% on the previous year and down 32.9% over ten years.
Over the whole period, lending interest rate in Indonesia peaked at 32.2% in 1998 and was at its lowest, 8.5%, in 2025.
That places Indonesia 75th out of 148 countries with data for 2025, putting it in the middle of the range.
The long-run direction has been consistently falling across the 40 years of available data.
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1980s | 21.7% | 21.5% | 22.1% | 4 |
| 1990s | 22.8% | 17.8% | 32.2% | 10 |
| 2000s | 15.9% | 13.6% | 18.9% | 10 |
| 2010s | 11.8% | 10.4% | 13.3% | 10 |
| 2020s | 8.9% | 8.5% | 9.5% | 6 |
Countries ranked near Indonesia
More financial sector data for Indonesia
- Net migration -39,509 (2025)
- Total reserves in months of imports 5.51 (2025)
- Net domestic credit 11,424.30 trillion current LCU (2025)
- Domestic credit to private sector by banks 31.8% (2025)
- Net foreign assets 2,159.04 trillion current LCU (2025)
- Claims on central government, etc. 12.3% (2025)
- Monetary Sector credit to private sector 31.8% (2025)
- Domestic credit to private sector 36.3% (2025)
- Broad money 42.5% (2025)
- Official exchange rate 16,478 LCU per US$, period average (2025)
Frequently asked questions
- What is lending interest rate in Indonesia?
- Lending interest rate in Indonesia was 8.5% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest lending interest rate recorded in Indonesia?
- The highest recorded value was 32.2% in 1998.
- What is the lowest lending interest rate recorded in Indonesia?
- The lowest recorded value was 8.5% in 2025.
- How does Indonesia rank for lending interest rate?
- Indonesia ranks 75th out of 148 countries with data for 2025.
- Is lending interest rate rising or falling in Indonesia?
- Over the last ten years it is down 32.9%. The long-run trend across the full record is falling.
- Where does this Indonesia data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Lending interest rate (%). Statizoid updates them automatically from the source API.
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CSV · JSON — 40 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Lending rate is the bank rate that usually meets the short- and medium-term financing needs of the private sector. This rate is normally differentiated according to creditworthiness of borrowers and objectives of financing. The terms and conditions attached to these rates differ by country, however, limiting their comparability.