Lending interest rate in Hong Kong
Hong Kong: Lending interest rate was 5.2% in 2025. ▼ Falling
Lending interest rate in Hong Kong, 1990–2025
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in %.
Analysis
In 2025, lending interest rate in Hong Kong stood at 5.2%.
That represents a change of down 9.8% on the previous year and up 3.5% over ten years.
Over the whole period, lending interest rate in Hong Kong peaked at 10.0% in 1990 and was at its lowest, 5.0%, in 2003.
Hong Kong ranks 120th of 148 countries on this measure, in the bottom quarter.
The long-run direction has been consistently falling across the 36 years of available data.
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1990s | 8.5% | 6.5% | 10.0% | 10 |
| 2000s | 6.3% | 5.0% | 9.3% | 10 |
| 2010s | 5.0% | 5.0% | 5.1% | 10 |
| 2020s | 5.3% | 5.0% | 5.8% | 6 |
Countries ranked near Hong Kong
More financial sector data for Hong Kong
- Net migration 17,863 (2025)
- Total reserves in months of imports 5.69 (2023)
- Net domestic credit 8.18 trillion current LCU (2025)
- Domestic credit to private sector by banks 222.6% (2025)
- Net foreign assets 12.08 trillion current LCU (2025)
- Claims on central government, etc. -18.4% (2025)
- Monetary Sector credit to private sector 222.6% (2025)
- Domestic credit to private sector 222.6% (2025)
- Broad money 481.0% (2025)
- Official exchange rate 7.8 LCU per US$, period average (2025)
Frequently asked questions
- What is lending interest rate in Hong Kong?
- Lending interest rate in Hong Kong was 5.2% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest lending interest rate recorded in Hong Kong?
- The highest recorded value was 10.0% in 1990.
- What is the lowest lending interest rate recorded in Hong Kong?
- The lowest recorded value was 5.0% in 2003.
- How does Hong Kong rank for lending interest rate?
- Hong Kong ranks 120th out of 148 countries with data for 2025.
- Is lending interest rate rising or falling in Hong Kong?
- Over the last ten years it is up 3.5%. The long-run trend across the full record is falling.
- Where does this Hong Kong data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Lending interest rate (%). Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 36 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Lending rate is the bank rate that usually meets the short- and medium-term financing needs of the private sector. This rate is normally differentiated according to creditworthiness of borrowers and objectives of financing. The terms and conditions attached to these rates differ by country, however, limiting their comparability.