Lending interest rate in Georgia
Georgia: Lending interest rate was 15.8% in 2025. ▼ Falling
Lending interest rate in Georgia, 2003–2025
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in %.
Analysis
In 2025, lending interest rate in Georgia stood at 15.8%.
Compared with earlier readings it is up 5.7% on the previous year and up 26.4% over ten years.
Over the whole period, lending interest rate in Georgia peaked at 23.8% in 2003 and was at its lowest, 10.8%, in 2019.
That places Georgia 30th out of 148 countries with data for 2025, putting it in the top quarter.
The long-run direction has been consistently falling across the 23 years of available data.
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 19.1% | 17.1% | 23.8% | 7 |
| 2010s | 13.0% | 10.8% | 15.8% | 10 |
| 2020s | 14.1% | 11.8% | 16.0% | 6 |
Countries ranked near Georgia
- 27 Kenya 16.6% compare
- 28 Rwanda 16.0% compare
- 29 Mongolia 16.0% compare
- 31 Azerbaijan 15.3% compare
- 32 Dominican Republic 15.3% compare
- 33 Afghanistan 14.8% compare
More financial sector data for Georgia
- Net migration 1,283 (2025)
- Total reserves in months of imports 3.01 (2025)
- Net domestic credit 76.02 billion current LCU (2025)
- Domestic credit to private sector by banks 65.9% (2025)
- Net foreign assets 1.10 billion current LCU (2025)
- Claims on central government, etc. 6.4% (2025)
- Monetary Sector credit to private sector 65.9% (2025)
- Domestic credit to private sector 68.4% (2025)
- Broad money 55.1% (2025)
- Official exchange rate 2.74 LCU per US$, period average (2025)
Frequently asked questions
- What is lending interest rate in Georgia?
- Lending interest rate in Georgia was 15.8% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest lending interest rate recorded in Georgia?
- The highest recorded value was 23.8% in 2003.
- What is the lowest lending interest rate recorded in Georgia?
- The lowest recorded value was 10.8% in 2019.
- How does Georgia rank for lending interest rate?
- Georgia ranks 30th out of 148 countries with data for 2025.
- Is lending interest rate rising or falling in Georgia?
- Over the last ten years it is up 26.4%. The long-run trend across the full record is falling.
- Where does this Georgia data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Lending interest rate (%). Statizoid updates them automatically from the source API.
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CSV · JSON — 23 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Lending rate is the bank rate that usually meets the short- and medium-term financing needs of the private sector. This rate is normally differentiated according to creditworthiness of borrowers and objectives of financing. The terms and conditions attached to these rates differ by country, however, limiting their comparability.