Lending interest rate in Gambia
Gambia: Lending interest rate was 22.0% in 2025. ▬ Flat
Lending interest rate in Gambia, 1985–2025
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in %.
Analysis
The most recent figure for lending interest rate in Gambia is 22.0%, measured in 2025.
The figure is down 22.8% over ten years.
Over the whole period, lending interest rate in Gambia peaked at 36.5% in 2004 and was at its lowest, 14.5%, in 1985.
Gambia ranks 13th of 148 countries on this measure, in the top 10%.
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1980s | 25.4% | 14.5% | 29.5% | 5 |
| 1990s | 25.6% | 24.0% | 26.8% | 10 |
| 2000s | 28.4% | 24.0% | 36.5% | 10 |
| 2010s | 28.1% | 27.0% | 29.0% | 8 |
| 2020s | 21.9% | 19.0% | 28.0% | 6 |
Countries ranked near Gambia
More financial sector data for Gambia
- Net migration -2,984 (2025)
- Total reserves in months of imports 4.79 (2024)
- Net domestic credit 64.61 billion current LCU (2024)
- Domestic credit to private sector by banks 9.1% (2024)
- Net foreign assets 32.07 billion current LCU (2024)
- Claims on central government, etc. 27.6% (2024)
- Monetary Sector credit to private sector 9.4% (2024)
- Domestic credit to private sector 9.4% (2024)
- Broad money 46.9% (2024)
- Official exchange rate 71.29 LCU per US$, period average (2025)
Frequently asked questions
- What is lending interest rate in Gambia?
- Lending interest rate in Gambia was 22.0% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest lending interest rate recorded in Gambia?
- The highest recorded value was 36.5% in 2004.
- What is the lowest lending interest rate recorded in Gambia?
- The lowest recorded value was 14.5% in 1985.
- How does Gambia rank for lending interest rate?
- Gambia ranks 13th out of 148 countries with data for 2025.
- Is lending interest rate rising or falling in Gambia?
- Over the last ten years it is down 22.8%. The long-run trend across the full record is flat.
- Where does this Gambia data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Lending interest rate (%). Statizoid updates them automatically from the source API.
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About this data
Lending rate is the bank rate that usually meets the short- and medium-term financing needs of the private sector. This rate is normally differentiated according to creditworthiness of borrowers and objectives of financing. The terms and conditions attached to these rates differ by country, however, limiting their comparability.