Lending interest rate in Gambia

Gambia: Lending interest rate was 22.0% in 2025. ▬ Flat

Latest (2025)
22.0%
Change on year
unchanged
World rank
13th
of 148 countries
All-time high
36.5%
in 2004
All-time low
14.5%
in 1985
Years of data
39
1985–2025

Lending interest rate in Gambia, 1985–2025

0102030401985200520251985: 14.5 %1986: 28 %1987: 27.9 %1988: 29.5 %1989: 26.8 %1990: 26.5 %1991: 26.5 %1992: 26.8 %1993: 26.1 %1994: 25 %1995: 25 %1996: 25.5 %1997: 25.5 %1998: 25.4 %1999: 24 %2000: 24 %2001: 24 %2002: 24 %2003: 29.3 %2004: 36.5 %2005: 34.9 %2006: 29.8 %2007: 27.9 %2008: 27 %2009: 27 %2010: 27 %2011: 28 %2012: 28 %2013: 28 %2014: 28.5 %2017: 29 %2018: 28 %2019: 28 %2020: 28 %2021: 19.5 %2022: 19 %2023: 20.8 %2024: 22 %2025: 22 %

Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in %.

Analysis

The most recent figure for lending interest rate in Gambia is 22.0%, measured in 2025.

The figure is down 22.8% over ten years.

Over the whole period, lending interest rate in Gambia peaked at 36.5% in 2004 and was at its lowest, 14.5%, in 1985.

Gambia ranks 13th of 148 countries on this measure, in the top 10%.

Averages by decade

DecadeAverage LowestHighest Years
1980s 25.4% 14.5% 29.5% 5
1990s 25.6% 24.0% 26.8% 10
2000s 28.4% 24.0% 36.5% 10
2010s 28.1% 27.0% 29.0% 8
2020s 21.9% 19.0% 28.0% 6

Countries ranked near Gambia

  1. 10 Uzbekistan 23.1% compare
  2. 11 Laos 22.6% compare
  3. 12 Yemen 22.1% compare
  4. 14 Sierra Leone 21.4% compare
  5. 15 Venezuela 21.1% compare
  6. 16 Uganda 19.8% compare

See the full ranking of 148 places →

More financial sector data for Gambia

All data for Gambia →

Frequently asked questions

What is lending interest rate in Gambia?
Lending interest rate in Gambia was 22.0% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
What is the highest lending interest rate recorded in Gambia?
The highest recorded value was 36.5% in 2004.
What is the lowest lending interest rate recorded in Gambia?
The lowest recorded value was 14.5% in 1985.
How does Gambia rank for lending interest rate?
Gambia ranks 13th out of 148 countries with data for 2025.
Is lending interest rate rising or falling in Gambia?
Over the last ten years it is down 22.8%. The long-run trend across the full record is flat.
Where does this Gambia data come from?
The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Lending interest rate (%). Statizoid updates them automatically from the source API.

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About this data

Indicator
Lending interest rate (%)
Unit
%
Source
International Financial Statistics database, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
148 places, 4,788 data points, 1960–2025
Last refreshed

Lending rate is the bank rate that usually meets the short- and medium-term financing needs of the private sector. This rate is normally differentiated according to creditworthiness of borrowers and objectives of financing. The terms and conditions attached to these rates differ by country, however, limiting their comparability.