Lending interest rate in Czechia
Czechia: Lending interest rate was 4.7% in 2025. ▼ Falling
Lending interest rate in Czechia, 1993–2025
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in %.
Analysis
Czechia recorded 4.7% for lending interest rate in 2025.
That represents a change of down 1.0% on the previous year and up 9.0% over ten years.
Over the whole period, lending interest rate in Czechia peaked at 14.1% in 1993 and was at its lowest, 3.2%, in 2021.
Czechia ranks 130th of 148 countries on this measure, in the bottom quarter.
The long-run direction has been consistently falling across the 33 years of available data.
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1990s | 12.5% | 8.7% | 14.1% | 7 |
| 2000s | 6.2% | 5.6% | 7.2% | 10 |
| 2010s | 4.6% | 3.5% | 5.9% | 10 |
| 2020s | 4.1% | 3.2% | 4.7% | 6 |
Countries ranked near Czechia
More financial sector data for Czechia
- Net migration -112,188 (2025)
- Total reserves in months of imports 7.64 (2025)
- Net domestic credit 5.50 trillion current LCU (2024)
- Domestic credit to private sector by banks 48.0% (2024)
- Net foreign assets 2.73 trillion current LCU (2024)
- Claims on central government, etc. 11.9% (2024)
- Monetary Sector credit to private sector 48.0% (2024)
- Domestic credit to private sector 48.0% (2024)
- Broad money 87.0% (2024)
- Official exchange rate 21.88 LCU per US$, period average (2025)
Frequently asked questions
- What is lending interest rate in Czechia?
- Lending interest rate in Czechia was 4.7% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest lending interest rate recorded in Czechia?
- The highest recorded value was 14.1% in 1993.
- What is the lowest lending interest rate recorded in Czechia?
- The lowest recorded value was 3.2% in 2021.
- How does Czechia rank for lending interest rate?
- Czechia ranks 130th out of 148 countries with data for 2025.
- Is lending interest rate rising or falling in Czechia?
- Over the last ten years it is up 9.0%. The long-run trend across the full record is falling.
- Where does this Czechia data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Lending interest rate (%). Statizoid updates them automatically from the source API.
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CSV · JSON — 33 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Lending rate is the bank rate that usually meets the short- and medium-term financing needs of the private sector. This rate is normally differentiated according to creditworthiness of borrowers and objectives of financing. The terms and conditions attached to these rates differ by country, however, limiting their comparability.