Lending interest rate in Bulgaria
Bulgaria: Lending interest rate was 4.2% in 2025. ◆ Volatile
Lending interest rate in Bulgaria, 1992–2025
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in %.
Analysis
Bulgaria recorded 4.2% for lending interest rate in 2025.
That represents a change of down 6.6% on the previous year and down 43.1% over ten years.
Over the whole period, lending interest rate in Bulgaria peaked at 291.1% in 1996 and was at its lowest, 3.7%, in 2022.
That places Bulgaria 135th out of 148 countries with data for 2025, putting it in the bottom quarter.
The series is highly variable year to year, so single readings are best treated with caution.
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1990s | 108.1% | 13.5% | 291.1% | 8 |
| 2000s | 9.9% | 8.5% | 11.3% | 10 |
| 2010s | 7.8% | 4.5% | 11.1% | 10 |
| 2020s | 4.2% | 3.7% | 4.5% | 6 |
Countries ranked near Bulgaria
More financial sector data for Bulgaria
- Net migration -2,961 (2025)
- Total reserves in months of imports 7.16 (2025)
- Net domestic credit 58.79 billion current LCU (2024)
- Domestic credit to private sector by banks 47.0% (2024)
- Net foreign assets 46.19 billion current LCU (2024)
- Claims on central government, etc. 3.9% (2024)
- Monetary Sector credit to private sector 47.1% (2024)
- Domestic credit to private sector 47.1% (2024)
- Broad money 82.1% (2024)
- Official exchange rate 1.74 LCU per US$, period average (2025)
Frequently asked questions
- What is lending interest rate in Bulgaria?
- Lending interest rate in Bulgaria was 4.2% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest lending interest rate recorded in Bulgaria?
- The highest recorded value was 291.1% in 1996.
- What is the lowest lending interest rate recorded in Bulgaria?
- The lowest recorded value was 3.7% in 2022.
- How does Bulgaria rank for lending interest rate?
- Bulgaria ranks 135th out of 148 countries with data for 2025.
- Is lending interest rate rising or falling in Bulgaria?
- Over the last ten years it is down 43.1%. The long-run trend across the full record is volatile.
- Where does this Bulgaria data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Lending interest rate (%). Statizoid updates them automatically from the source API.
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About this data
Lending rate is the bank rate that usually meets the short- and medium-term financing needs of the private sector. This rate is normally differentiated according to creditworthiness of borrowers and objectives of financing. The terms and conditions attached to these rates differ by country, however, limiting their comparability.