Lending interest rate in Brazil

Brazil: Lending interest rate was 45.3% in 2025. ▼ Falling

Latest (2025)
45.3%
Change on year
up 12.7%
World rank
4th
of 148 countries
All-time high
86.4%
in 1998
All-time low
27.4%
in 2013
Years of data
29
1997–2025

Lending interest rate in Brazil, 1997–2025

204060801997201120251997: 78.2 %1998: 86.4 %1999: 80.4 %2000: 56.8 %2001: 57.6 %2002: 62.9 %2003: 67.1 %2004: 54.9 %2005: 55.4 %2006: 50.8 %2007: 43.7 %2008: 47.2 %2009: 44.6 %2010: 40 %2011: 43.9 %2012: 36.6 %2013: 27.4 %2014: 32 %2015: 44 %2016: 52.1 %2017: 46.9 %2018: 39.1 %2019: 37.5 %2020: 29 %2021: 30 %2022: 39.4 %2023: 43.6 %2024: 40.2 %2025: 45.3 %

Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in %.

Analysis

In 2025, lending interest rate in Brazil stood at 45.3%.

That represents a change of up 12.7% on the previous year and up 3.1% over ten years.

Over the whole period, lending interest rate in Brazil peaked at 86.4% in 1998 and was at its lowest, 27.4%, in 2013.

That places Brazil 4th out of 148 countries with data for 2025, putting it in the top 10%.

The long-run direction has been consistently falling across the 29 years of available data.

Averages by decade

DecadeAverage LowestHighest Years
1990s 81.7% 78.2% 86.4% 3
2000s 54.1% 43.7% 67.1% 10
2010s 39.9% 27.4% 52.1% 10
2020s 37.9% 29.0% 45.3% 6

Countries ranked near Brazil

  1. 1 Madagascar 60.0% compare
  2. 2 Zimbabwe 46.4% compare
  3. 3 Argentina 46.0% compare
  4. 5 Malawi 37.1% compare
  5. 6 Somalia 33.7% compare
  6. 7 Egypt 24.3% compare

See the full ranking of 148 places →

More financial sector data for Brazil

All data for Brazil →

Frequently asked questions

What is lending interest rate in Brazil?
Lending interest rate in Brazil was 45.3% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
What is the highest lending interest rate recorded in Brazil?
The highest recorded value was 86.4% in 1998.
What is the lowest lending interest rate recorded in Brazil?
The lowest recorded value was 27.4% in 2013.
How does Brazil rank for lending interest rate?
Brazil ranks 4th out of 148 countries with data for 2025.
Is lending interest rate rising or falling in Brazil?
Over the last ten years it is up 3.1%. The long-run trend across the full record is falling.
Where does this Brazil data come from?
The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Lending interest rate (%). Statizoid updates them automatically from the source API.

Download this data

CSV · JSON — 29 observations, free to reuse under CC BY 4.0 (World Bank Open Data).

About this data

Indicator
Lending interest rate (%)
Unit
%
Source
International Financial Statistics database, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
148 places, 4,788 data points, 1960–2025
Last refreshed

Lending rate is the bank rate that usually meets the short- and medium-term financing needs of the private sector. This rate is normally differentiated according to creditworthiness of borrowers and objectives of financing. The terms and conditions attached to these rates differ by country, however, limiting their comparability.