Lending interest rate in Armenia
Armenia: Lending interest rate was 13.8% in 2025. ◆ Volatile
Lending interest rate in Armenia, 1995–2025
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in %.
Analysis
The most recent figure for lending interest rate in Armenia is 13.8%, measured in 2025.
The figure is up 4.8% on the previous year and down 21.6% over ten years.
Over the whole period, lending interest rate in Armenia peaked at 96.1% in 1995 and was at its lowest, 11.6%, in 2020.
Armenia ranks 39th of 148 countries on this measure, in the middle of the range.
The series is highly variable year to year, so single readings are best treated with caution.
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1990s | 60.8% | 38.8% | 96.1% | 5 |
| 2000s | 20.7% | 16.5% | 31.6% | 10 |
| 2010s | 16.1% | 12.1% | 19.2% | 10 |
| 2020s | 12.4% | 11.6% | 13.8% | 6 |
Countries ranked near Armenia
More financial sector data for Armenia
- Net migration -29,013 (2025)
- Total reserves in months of imports 3.41 (2025)
- Net domestic credit 9.58 trillion current LCU (2025)
- Domestic credit to private sector by banks 68.7% (2025)
- Net foreign assets 305.82 billion current LCU (2025)
- Claims on central government, etc. 12.3% (2025)
- Monetary Sector credit to private sector 70.4% (2025)
- Domestic credit to private sector 70.5% (2025)
- Broad money 61.3% (2025)
- Official exchange rate 387.01 LCU per US$, period average (2025)
Frequently asked questions
- What is lending interest rate in Armenia?
- Lending interest rate in Armenia was 13.8% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest lending interest rate recorded in Armenia?
- The highest recorded value was 96.1% in 1995.
- What is the lowest lending interest rate recorded in Armenia?
- The lowest recorded value was 11.6% in 2020.
- How does Armenia rank for lending interest rate?
- Armenia ranks 39th out of 148 countries with data for 2025.
- Is lending interest rate rising or falling in Armenia?
- Over the last ten years it is down 21.6%. The long-run trend across the full record is volatile.
- Where does this Armenia data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Lending interest rate (%). Statizoid updates them automatically from the source API.
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About this data
Lending rate is the bank rate that usually meets the short- and medium-term financing needs of the private sector. This rate is normally differentiated according to creditworthiness of borrowers and objectives of financing. The terms and conditions attached to these rates differ by country, however, limiting their comparability.