Lending interest rate in Algeria
Algeria: Lending interest rate was 8.0% in 2025. ▼ Falling
Lending interest rate in Algeria, 1995–2025
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in %.
Analysis
In 2025, lending interest rate in Algeria stood at 8.0%. That is the lowest value across all 31 years on record.
That represents a change of unchanged over ten years.
Over the whole period, lending interest rate in Algeria peaked at 19.0% in 1996 and was at its lowest, 8.0%, in 2004.
That places Algeria 85th out of 148 countries with data for 2025, putting it in the middle of the range.
The long-run direction has been consistently falling across the 31 years of available data.
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1990s | 15.1% | 10.8% | 19.0% | 5 |
| 2000s | 8.4% | 8.0% | 10.0% | 10 |
| 2010s | 8.0% | 8.0% | 8.0% | 10 |
| 2020s | 8.0% | 8.0% | 8.0% | 6 |
Countries ranked near Algeria
More financial sector data for Algeria
- Net migration -27,531 (2025)
- Total reserves in months of imports 16.53 (2024)
- Net domestic credit 28.47 trillion current LCU (2025)
- Domestic credit to private sector by banks 19.6% (2025)
- Net foreign assets 9.11 trillion current LCU (2025)
- Claims on central government, etc. 42.4% (2025)
- Monetary Sector credit to private sector 19.6% (2025)
- Domestic credit to private sector 19.6% (2025)
- Broad money 73.5% (2024)
- Official exchange rate 131.61 LCU per US$, period average (2025)
Frequently asked questions
- What is lending interest rate in Algeria?
- Lending interest rate in Algeria was 8.0% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest lending interest rate recorded in Algeria?
- The highest recorded value was 19.0% in 1996.
- What is the lowest lending interest rate recorded in Algeria?
- The lowest recorded value was 8.0% in 2004.
- How does Algeria rank for lending interest rate?
- Algeria ranks 85th out of 148 countries with data for 2025.
- Is lending interest rate rising or falling in Algeria?
- Over the last ten years it is unchanged. The long-run trend across the full record is falling.
- Where does this Algeria data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Lending interest rate (%). Statizoid updates them automatically from the source API.
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CSV · JSON — 31 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Lending rate is the bank rate that usually meets the short- and medium-term financing needs of the private sector. This rate is normally differentiated according to creditworthiness of borrowers and objectives of financing. The terms and conditions attached to these rates differ by country, however, limiting their comparability.