Interest rate spread in Zimbabwe
Zimbabwe: Interest rate spread was 40.1% in 2025. ◆ Volatile
Interest rate spread in Zimbabwe, 2015–2025
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in lending rate minus deposit rate, %.
Analysis
The most recent figure for interest rate spread in Zimbabwe is 40.1%, measured in 2025.
Compared with earlier readings it is down 21.3% on the previous year and up 2,083.7% over ten years.
Over the whole period, interest rate spread in Zimbabwe peaked at 107.5% in 2023 and was at its lowest, 1.8%, in 2015.
That places Zimbabwe 2nd out of 140 countries with data for 2025, putting it in the top 10%.
The series is highly variable year to year, so single readings are best treated with caution.
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2010s | 5.3% | 1.8% | 13.2% | 5 |
| 2020s | 60.3% | 28.5% | 107.5% | 6 |
Countries ranked near Zimbabwe
- 1 Madagascar 47.9% compare
- 3 Brazil 32.5% compare
- 4 Laos 19.6% compare
- 5 Tajikistan 18.4% compare
More financial sector data for Zimbabwe
- Net migration -54,555 (2025)
- Official exchange rate 26.6 LCU per US$, period average (2025)
- Total reserves in months of imports 0.5194 (2024)
- Net domestic credit 5.59 billion current LCU (2023)
- Broad money 11.2% (2023)
- Domestic credit to private sector by banks 6.5% (2023)
- Net foreign assets 1.55 billion current LCU (2023)
- Claims on central government, etc. 1.4% (2023)
- Monetary Sector credit to private sector 6.5% (2023)
- Domestic credit to private sector 6.5% (2023)
Frequently asked questions
- What is interest rate spread in Zimbabwe?
- Interest rate spread in Zimbabwe was 40.1% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest interest rate spread recorded in Zimbabwe?
- The highest recorded value was 107.5% in 2023.
- What is the lowest interest rate spread recorded in Zimbabwe?
- The lowest recorded value was 1.8% in 2015.
- How does Zimbabwe rank for interest rate spread?
- Zimbabwe ranks 2nd out of 140 countries with data for 2025.
- Is interest rate spread rising or falling in Zimbabwe?
- Over the last ten years it is up 2,083.7%. The long-run trend across the full record is volatile.
- Where does this Zimbabwe data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Interest rate spread (lending rate minus deposit rate, %). Statizoid updates them automatically from the source API.
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About this data
Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.