Interest rate spread in Uruguay
Uruguay: Interest rate spread was 2.8% in 2025. ◆ Volatile
Interest rate spread in Uruguay, 1976–2025
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in lending rate minus deposit rate, %.
Analysis
In 2025, interest rate spread in Uruguay stood at 2.8%.
Compared with earlier readings it is up 6.2% on the previous year and down 73.0% over ten years.
Over the whole period, interest rate spread in Uruguay peaked at 55.8% in 2002 and was at its lowest, -40.1%, in 1985.
Uruguay ranks 107th of 140 countries on this measure, in the bottom quarter.
The series is highly variable year to year, so single readings are best treated with caution.
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1970s | 1.8% | -4.7% | 11.2% | 4 |
| 1980s | -18.5% | -40.1% | -5.0% | 10 |
| 1990s | 30.5% | 11.7% | 43.4% | 10 |
| 2000s | 20.3% | 6.6% | 55.8% | 10 |
| 2010s | 8.0% | 5.2% | 10.6% | 10 |
| 2020s | 4.0% | 2.6% | 6.4% | 6 |
Countries ranked near Uruguay
More financial sector data for Uruguay
- Net migration -1,338 (2025)
- Official exchange rate 41.19 LCU per US$, period average (2025)
- Total reserves in months of imports 8.67 (2025)
- Net domestic credit 1.34 trillion current LCU (2025)
- Broad money 51.5% (2025)
- Domestic credit to private sector by banks 30.7% (2025)
- Net foreign assets 1.15 trillion current LCU (2025)
- Claims on central government, etc. 6.5% (2025)
- Monetary Sector credit to private sector 30.8% (2025)
- Domestic credit to private sector 30.8% (2025)
Frequently asked questions
- What is interest rate spread in Uruguay?
- Interest rate spread in Uruguay was 2.8% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest interest rate spread recorded in Uruguay?
- The highest recorded value was 55.8% in 2002.
- What is the lowest interest rate spread recorded in Uruguay?
- The lowest recorded value was -40.1% in 1985.
- How does Uruguay rank for interest rate spread?
- Uruguay ranks 107th out of 140 countries with data for 2025.
- Is interest rate spread rising or falling in Uruguay?
- Over the last ten years it is down 73.0%. The long-run trend across the full record is volatile.
- Where does this Uruguay data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Interest rate spread (lending rate minus deposit rate, %). Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 50 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.