Interest rate spread in Tonga

Tonga: Interest rate spread was 6.1% in 2025. ▬ Flat

Latest (2025)
6.1%
Change on year
down 2.4%
World rank
53rd
of 140 countries
All-time high
6.8%
in 2012
All-time low
4.8%
in 2016
Years of data
14
2012–2025

Interest rate spread in Tonga, 2012–2025

02462012201820252012: 6.8 lending rate minus deposit rate, %2013: 6.5 lending rate minus deposit rate, %2014: 5.8 lending rate minus deposit rate, %2015: 5.2 lending rate minus deposit rate, %2016: 4.8 lending rate minus deposit rate, %2017: 4.9 lending rate minus deposit rate, %2018: 5.2 lending rate minus deposit rate, %2019: 5.8 lending rate minus deposit rate, %2020: 5.8 lending rate minus deposit rate, %2021: 5.9 lending rate minus deposit rate, %2022: 6.2 lending rate minus deposit rate, %2023: 6.2 lending rate minus deposit rate, %2024: 6.2 lending rate minus deposit rate, %2025: 6.1 lending rate minus deposit rate, %

Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in lending rate minus deposit rate, %.

Analysis

Tonga recorded 6.1% for interest rate spread in 2025.

The figure is down 2.4% on the previous year and up 16.2% over ten years.

Over the whole period, interest rate spread in Tonga peaked at 6.8% in 2012 and was at its lowest, 4.8%, in 2016.

Tonga ranks 53rd of 140 countries on this measure, in the middle of the range.

Averages by decade

DecadeAverage LowestHighest Years
2010s 5.6% 4.8% 6.8% 8
2020s 6.0% 5.8% 6.2% 6

Countries ranked near Tonga

  1. 50 Cape Verde 6.2% compare
  2. 51 Nigeria 6.2% compare
  3. 52 Honduras 6.1% compare
  4. 54 Montenegro 6.0% compare
  5. 55 Trinidad and Tobago 6.0% compare
  6. 56 Azerbaijan 6.0% compare

See the full ranking of 180 places →

More financial sector data for Tonga

All data for Tonga →

Frequently asked questions

What is interest rate spread in Tonga?
Interest rate spread in Tonga was 6.1% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
What is the highest interest rate spread recorded in Tonga?
The highest recorded value was 6.8% in 2012.
What is the lowest interest rate spread recorded in Tonga?
The lowest recorded value was 4.8% in 2016.
How does Tonga rank for interest rate spread?
Tonga ranks 53rd out of 140 countries with data for 2025.
Is interest rate spread rising or falling in Tonga?
Over the last ten years it is up 16.2%. The long-run trend across the full record is flat.
Where does this Tonga data come from?
The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Interest rate spread (lending rate minus deposit rate, %). Statizoid updates them automatically from the source API.

Download this data

CSV · JSON — 14 observations, free to reuse under CC BY 4.0 (World Bank Open Data).

About this data

Indicator
Interest rate spread (lending rate minus deposit rate, %)
Unit
lending rate minus deposit rate, %
Source
International Financial Statistics database, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
180 places, 5,148 data points, 1967–2025
Last refreshed

Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.