Interest rate spread in Belize

Belize: Interest rate spread was 6.5% in 2025. ▲ Rising

Latest (2025)
6.5%
Change on year
up 2.4%
World rank
45th
of 140 countries
All-time high
9.1%
in 2001
All-time low
-0.3%
in 1982
Years of data
44
1982–2025

Interest rate spread in Belize, 1982–2025

02468101982200320251982: -0.275 lending rate minus deposit rate, %1983: 3.3 lending rate minus deposit rate, %1984: 5.5 lending rate minus deposit rate, %1985: 3 lending rate minus deposit rate, %1986: 2.9 lending rate minus deposit rate, %1987: 4.6 lending rate minus deposit rate, %1988: 5.1 lending rate minus deposit rate, %1989: 5.9 lending rate minus deposit rate, %1990: 5.9 lending rate minus deposit rate, %1991: 5.8 lending rate minus deposit rate, %1992: 6.2 lending rate minus deposit rate, %1993: 6.2 lending rate minus deposit rate, %1994: 6.2 lending rate minus deposit rate, %1995: 6.3 lending rate minus deposit rate, %1996: 7.2 lending rate minus deposit rate, %1997: 7.1 lending rate minus deposit rate, %1998: 7.7 lending rate minus deposit rate, %1999: 8.2 lending rate minus deposit rate, %2000: 8.3 lending rate minus deposit rate, %2001: 9.1 lending rate minus deposit rate, %2002: 8.6 lending rate minus deposit rate, %2003: 7.4 lending rate minus deposit rate, %2004: 6.5 lending rate minus deposit rate, %2005: 6.5 lending rate minus deposit rate, %2006: 6.1 lending rate minus deposit rate, %2007: 6 lending rate minus deposit rate, %2008: 5.7 lending rate minus deposit rate, %2009: 5.7 lending rate minus deposit rate, %2010: 6.1 lending rate minus deposit rate, %2011: 6.9 lending rate minus deposit rate, %2012: 8 lending rate minus deposit rate, %2013: 8 lending rate minus deposit rate, %2014: 7.9 lending rate minus deposit rate, %2015: 7.7 lending rate minus deposit rate, %2016: 7.5 lending rate minus deposit rate, %2017: 7.3 lending rate minus deposit rate, %2018: 7.1 lending rate minus deposit rate, %2019: 7.1 lending rate minus deposit rate, %2020: 6.6 lending rate minus deposit rate, %2021: 6.2 lending rate minus deposit rate, %2022: 6.3 lending rate minus deposit rate, %2023: 6.4 lending rate minus deposit rate, %2024: 6.3 lending rate minus deposit rate, %2025: 6.5 lending rate minus deposit rate, %

Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in lending rate minus deposit rate, %.

Analysis

The most recent figure for interest rate spread in Belize is 6.5%, measured in 2025.

That represents a change of up 2.4% on the previous year and down 15.8% over ten years.

Over the whole period, interest rate spread in Belize peaked at 9.1% in 2001 and was at its lowest, -0.3%, in 1982.

That places Belize 45th out of 140 countries with data for 2025, putting it in the middle of the range.

The long-run direction has been consistently rising across the 44 years of available data.

Averages by decade

DecadeAverage LowestHighest Years
1980s 3.7% -0.3% 5.9% 8
1990s 6.7% 5.8% 8.2% 10
2000s 7.0% 5.7% 9.1% 10
2010s 7.4% 6.1% 8.0% 10
2020s 6.4% 6.2% 6.6% 6

Countries ranked near Belize

  1. 42 Nicaragua 6.9% compare
  2. 43 Yemen 6.8% compare
  3. 44 Samoa 6.8% compare
  4. 46 Venezuela 6.3% compare
  5. 47 Bolivia 6.3% compare
  6. 48 Algeria 6.2% compare

See the full ranking of 180 places →

More financial sector data for Belize

All data for Belize →

Frequently asked questions

What is interest rate spread in Belize?
Interest rate spread in Belize was 6.5% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
What is the highest interest rate spread recorded in Belize?
The highest recorded value was 9.1% in 2001.
What is the lowest interest rate spread recorded in Belize?
The lowest recorded value was -0.3% in 1982.
How does Belize rank for interest rate spread?
Belize ranks 45th out of 140 countries with data for 2025.
Is interest rate spread rising or falling in Belize?
Over the last ten years it is down 15.8%. The long-run trend across the full record is rising.
Where does this Belize data come from?
The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Interest rate spread (lending rate minus deposit rate, %). Statizoid updates them automatically from the source API.

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About this data

Indicator
Interest rate spread (lending rate minus deposit rate, %)
Unit
lending rate minus deposit rate, %
Source
International Financial Statistics database, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
180 places, 5,148 data points, 1967–2025
Last refreshed

Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.