Deposit interest rate in Malaysia
Malaysia: Deposit interest rate was 2.4% in 2025. ▼ Falling
Deposit interest rate in Malaysia, 1966–2025
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in %.
Analysis
Malaysia recorded 2.4% for deposit interest rate in 2025.
The figure is down 8.5% on the previous year and down 22.7% over ten years.
Over the whole period, deposit interest rate in Malaysia peaked at 9.8% in 1982 and was at its lowest, 1.6%, in 2021.
Malaysia ranks 102nd of 152 countries on this measure, in the middle of the range.
The long-run direction has been consistently falling across the 60 years of available data.
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1960s | 5.3% | 5.0% | 5.5% | 4 |
| 1970s | 5.5% | 5.0% | 6.4% | 10 |
| 1980s | 7.0% | 3.0% | 9.8% | 10 |
| 1990s | 6.6% | 4.1% | 8.5% | 10 |
| 2000s | 3.1% | 2.1% | 3.4% | 10 |
| 2010s | 3.0% | 2.5% | 3.1% | 10 |
| 2020s | 2.2% | 1.6% | 2.7% | 6 |
Countries ranked near Malaysia
More financial sector data for Malaysia
- Domestic credit to private sector 117.9% (2025)
- Net domestic credit 2.96 trillion current LCU (2025)
- Total reserves in months of imports 4.45 (2024)
- Net foreign assets 289.80 billion current LCU (2025)
- Domestic credit to private sector by banks 117.9% (2025)
- Monetary Sector credit to private sector 117.9% (2025)
- Claims on central government, etc. 17.6% (2025)
- Broad money 120.6% (2025)
- Official exchange rate 4.28 LCU per US$, period average (2025)
- Net migration 166,615 (2025)
Frequently asked questions
- What is deposit interest rate in Malaysia?
- Deposit interest rate in Malaysia was 2.4% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest deposit interest rate recorded in Malaysia?
- The highest recorded value was 9.8% in 1982.
- What is the lowest deposit interest rate recorded in Malaysia?
- The lowest recorded value was 1.6% in 2021.
- How does Malaysia rank for deposit interest rate?
- Malaysia ranks 102nd out of 152 countries with data for 2025.
- Is deposit interest rate rising or falling in Malaysia?
- Over the last ten years it is down 22.7%. The long-run trend across the full record is falling.
- Where does this Malaysia data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Deposit interest rate (%). Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 60 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Deposit interest rate is the rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability. This indicator is expressed as a percentage (a÷b)*100.